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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Hassle free, easy to use, informative.

Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Does what it says on the tin !

Does what it says on the tin ! Any problems get sorted Reviewed on: 17th July 2026

This has saved me a few times when an unexpected pur...

This has saved me a few times when an unexpected purchase has come up and if there was been errors I can submit a request easily and the team will review the evidence or information and help where possible. You get reminders when payments are due so you can manage your upcoming payments and stay on top of your credit Reviewed on: 17th July 2026

Very easy and convenient

Very easy to use and convenient, now available through many outlets, I have never had any issues and find the app particularly user friendly. Reviewed on: 17th July 2026

Great offer, easy to use!

Great offer, easy to use, especially with physical card. Reviewed on: 17th July 2026

Great range of payment options via PayPal

Great range of payment options via PayPal, all completed easily online via the app. Been a PayPal user for years now and cannot praise them high enough. Reviewed on: 17th July 2026

I have had good experience with paypal they give you...

I have had good experience with paypal they give you good time to pay back and they do not put to much interrest when paying them back. Plus they are always there to help. Reviewed on: 17th July 2026

It takes far to long for a payment credit to show up...

It takes far to long for a payment credit to show up on the balance, I make a payment and it can take nearly 10 hrs to clear my account Reviewed on: 17th July 2026

0% finance

I made a purchase at 0% finance which you can't argue with, they also offer 0% finance for 4 months for other purchases which is handy if you need to make a larger than usual purchase that you can spred over a couple of months. Reviewed on: 17th July 2026

Life saving.

Life saving. Money saving. Brilliant service. Reviewed on: 17th July 2026

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