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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have found that PayPal credit and pay in 3 is very...

5
I have found that PayPal credit and pay in 3 is very convenient and easy to manage. Also its a great way to send money to family members Reviewed on: 13th July 2026

Lifesaver

5
Easy and flexible to use. Reliable, customer centric and trustworthy. Reviewed on: 13th July 2026

I paid for an item only to realise that it was a sub...

5
I paid for an item only to realise that it was a subscription plan which was not stated before the purchase so I reported it to PayPal and they advised me to Cancel the subscription with the Company and requested a refund. After a few emails back and forth through Company agreed a refund. Reviewed on: 13th July 2026

Excellence

5
Excellent customer service . Convenient Reviewed on: 13th July 2026

Easy to use feel covered if something goes wrong

5
Easy to use feel covered if something goes wrong Reviewed on: 13th July 2026

I use PayPal pay in 3.

5
I use PayPal pay in 3. So easy to use. Reviewed on: 13th July 2026

Only ever had one minor issue and that got sorted wi...

5
Only ever had one minor issue and that got sorted with a 10 minute phone call Reviewed on: 13th July 2026

No problem.

5
My experience is without any problem.I Am very satisfied with paypal and highly recommend to everyone. Reviewed on: 13th July 2026

Excellent Services with conviniece when needed

5
Excellent Services with conviniece when needed Reviewed on: 13th July 2026

Very good.

5
Very good. Never had an issue with paypal wonderful work Reviewed on: 13th July 2026

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