Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Its been awesome for me for years I feel a lot safer...

5
Its been awesome for me for years I feel a lot safer using paypal Reviewed on: 13th July 2026

Great option

5
PayPal credit is a great option when you need something and can spread the cost Reviewed on: 13th July 2026

Efficiency

5
PayPal website is easy to find solutions. Reviewed on: 13th July 2026

I recommend PayPal to anyone that hasn’t used it.

5
PayPal has made it easier for me to afford things for my family and to treat myself. Easy, quick and convenient, and with lots of benefits Reviewed on: 13th July 2026

Such a convenient way to pay online

5
Such a convenient way to pay online with various options for your various cards Reviewed on: 13th July 2026

Reliable and helpful Good value for money

4
Reliable and helpful Good value for money Reviewed on: 13th July 2026

Paypal is just so easy to use, I never have any trou...

5
Paypal is just so easy to use, I never have any trouble whatsoever in navigating around the site or the application. I wish more sites and applications could be like Paypal. It is so easy to send money to friends! Reviewed on: 13th July 2026

Convenient

4
Very easy to use. Reclaiming my money if sold a wrong product or service is good. Reviewed on: 13th July 2026

I have found that PayPal credit and pay in 3 is very...

5
I have found that PayPal credit and pay in 3 is very convenient and easy to manage. Also its a great way to send money to family members Reviewed on: 13th July 2026

Lifesaver

5
Easy and flexible to use. Reliable, customer centric and trustworthy. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101246 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products