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PayPal: PayPal Credit reviews

4.73
Based on 181,040 reviews, last reviewed 24th Jul 2026
172% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service! Happy with the excellent service! Reviewed on: 24th July 2026
Chrys T's avatar
Chrys T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've been using PayPal for several years, and I'm ve...

5
I've been using PayPal for several years, and I'm very happy with it. It's fast, secure, and easy to use. Sending and receiving payments is simple, and I've never had any major issues. I highly recommend PayPal to anyone looking for a reliable online payment service. Reviewed on: 13th July 2026

It's easy and efficient to use.

5
It's easy and efficient to use. My online purchases and the 4 months interest free is convenient for me Reviewed on: 13th July 2026

PayPal are always friendly, approachable and listen...

5
PayPal are always friendly, approachable and listen to their customers. I feel confident about using their products and platforms as it is clear, simple and convenient. Reviewed on: 13th July 2026

Very easy to use!

5
Very easy to use! Connected to iphone so can be very accessible with security! Reviewed on: 13th July 2026

Never had any issues, good easy service with regular...

5
Never had any issues, good easy service with regular updates Reviewed on: 13th July 2026

I always use PayPal for online transactions especial...

5
I always use PayPal for online transactions especially if you are using an unfamiliar website as you know you are protected if something goes wrong Reviewed on: 13th July 2026

Excellent because you have the interest free repayme...

5
Excellent because you have the interest free repayment option. Also in my case in particular the fact that I can repay for my airline tickets by instalments is fantastic Reviewed on: 13th July 2026

Its good ive been using PayPal for years never had a...

5
Its good ive been using PayPal for years never had an issue Reviewed on: 13th July 2026

Simple and fast

5
Always a smooth transaction, easy to use never had any problems up to now with this platform Reviewed on: 13th July 2026

PayPal credit is a really important facility for me...

5
PayPal credit is a really important facility for me and I would recommend it over competitors as it’s easy to use and the application is finely tuned. I haven’t encountered any stuck pending payments as of now. Reviewed on: 13th July 2026

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