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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great so far few changes

It’s been great recommended it to my friend , wish they had a feature to convert it to cash and also , a better format tó the payback Reviewed on: 29th May 2025

Recently had to request a refund from a seller and a...

Recently had to request a refund from a seller and after providing the required information I was lucky the claim was found in my favour and a refund was provided. Reviewed on: 29th May 2025

I use PayPal every time if possible.

I use PayPal every time if possible. It,s a safe reliable way to pay for goods purchased. Any problems PayPal is there to help .The options of pay in 3 or pay pal credit are a great way to spread the cost with the added bonus of no interest if paid in full by the due date .I recommend PayPal to all my friends and family , why wouldn’t I ? Thanks PayPal Reviewed on: 29th May 2025

Paypal is great until something goes wrong.

The automated customer services is awful and very unhelpful. Paypal is great until something goes wrong. Reviewed on: 29th May 2025

Very convenient and easy to use, has allowed me to t...

Very convenient and easy to use, has allowed me to travel without any financial worries, the app is so easy to use and credit allowance is very reasonable. I wish perhaps there was a review every 6 to 12 moths on the allowance, but apart from that I'm a very happy customer. Reviewed on: 29th May 2025

Excellent service.

I have never had any issues. Highly recommend. Reviewed on: 29th May 2025

Flawless

Never had a problem when it comes to PayPal services. Reviewed on: 29th May 2025

Easy, integrated credit option

Easy to use, great rates and integrated options means you don’t have to make a separate credit application as PayPal already have all of your info! Great option to lighten the load if you have an unexpected cost pop up! Reviewed on: 29th May 2025

I've been using PayPal for decades

I've been using PayPal for decades now and feel it is consistently good at providing the advertised services. Customer care is accessible and provides excellent support. I really do reccomend PayPal. Reviewed on: 29th May 2025

All good

Easy to use. App is much improved. Credit facility is excellent. Reviewed on: 29th May 2025

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