Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,976 reviews, last reviewed 15th Jun 2026
4100400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Mostly, great! Mostly... All of the straight forward things you want to do are very straight forward. A bit of a search and away you go. But every now and then, you need som... Read more Reviewed on: 15th June 2026
Nathan M's avatar
Nathan M

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (139976)

Easy and reliable

4
It’s easy to use and available for most retailers and other payments systems Reviewed on: 5th June 2026
Silvia D's avatar
Silvia D

PayPal is so easy to use and totally trustworthy

5
PayPal is so easy to use and totally trustworthy and if there is a problem with a company they are definitely in your corner Reviewed on: 5th June 2026
Linda E's avatar
Linda E

Paypal is really convenient accepted almost everywhe...

5
Paypal is really convenient accepted almost everywhere, online. Whenever I have had an issue with anything ive bought using PayPal they have sorted it extremely quickly and positively. Reviewed on: 5th June 2026
mick harvey's avatar
mick harvey

PayPal has been very helpful with my life

5
PayPal has been very helpful with my life. Turns out I’m pretty expensive… the credit feature has helped me achieve getting my car through MOT and repairs and renovations in my home. The APR can catch you but honestly it’s been great and I would recommend this option! Reviewed on: 5th June 2026
Heva's avatar
Heva

Use it a lot as its reliable and easy to...

5
Use it a lot as its reliable and easy to use Reviewed on: 5th June 2026
Sandie's avatar
Sandie

Love using PayPal

5
Love using PayPal for the flexibility and security offered. Reviewed on: 5th June 2026
Neil's avatar
Neil

Super convenient and feels like my purchases are cov...

5
Super convenient and feels like my purchases are covered. I’ve had issue in the past and PayPal have always been fair Reviewed on: 5th June 2026
Lucy G's avatar
Lucy G

So many times I get refund from scam through paypal.

5
So many times I get refund from scam through paypal. Reviewed on: 5th June 2026
Qudsia 's avatar
Qudsia

PayPal for managing your money.

5
Many years of great service, always feel safe when making purchases with PayPal, the app is so easy to use. Reviewed on: 5th June 2026
Stu Pickering's avatar
Stu Pickering

No issues at all.

5
No issues at all. Brilliant, quick service and easy to use. Reviewed on: 5th June 2026
Zakariya K's avatar
Zakariya K

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill