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PayPal: PayPal Credit reviews

4.73
Based on 139,720 reviews, last reviewed 15th Jun 2026
4088650% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Werry good services! Werry good services! Excelent services! Reviewed on: 15th June 2026
Veaceslav 's avatar
Veaceslav

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139720)

I use pay pal and everything is easy to understand a...

5
I use pay pal and everything is easy to understand and you can see at a glance e everything you need to know. I have been using for a lot of years never had a problem, Reviewed on: 5th June 2026

Just say fascinatin

5
Just say fascinating and convenient. Reviewed on: 5th June 2026

Everything had always been nice and simple, no issue...

5
Everything had always been nice and simple, no issues and very clear as to how to deal with the app and finances. It’s a great way of banking and looking after purchases without worrying too much - a responsible lender. Reviewed on: 4th June 2026

I love the 4 month interest free on purchases over £...

5
I love the 4 month interest free on purchases over £100. Good customer service. My query was dealt with promptly and efficiently. Telephone was answered quickly, no waiting in a queue. Reviewed on: 4th June 2026

Great Financial tool to manage your finances

5
So impressed about PayPal app and the whole system Reviewed on: 4th June 2026

Mixed thoughts

4
Mixed thoughts on PayPal more good than bad , but sometimes I think they side with the suppliers rather than the buyers when it comes to disputes. Reviewed on: 4th June 2026

Fantastic makes for affordable shopping

5
Fantastic makes for affordable shopping Reviewed on: 4th June 2026

Love PayPal

5
ALWAYS HAD A GOOD. EXPERIENCE WITH PAYPAL GOOD SERVICE FLEXIBLE PAYMENT OPTIONS 4 MONTHS INTEREST FREE IT'S A NO BRAINER Reviewed on: 4th June 2026

I use PayPal credit so many times and return it back...

4
I use PayPal credit so many times and return it back as soon as I can and so far no issues. Reviewed on: 4th June 2026

Very easy to use.

5
Very easy to use. Layout of the app is amazing. Reviewed on: 4th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review