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PayPal: PayPal Credit reviews

4.73
Based on 139,491 reviews, last reviewed 15th Jun 2026
4078400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use. Always easy to use. Different ways of spending that really help spread the load. Very efficient app and easy to make contact with customer support if ... Read more Reviewed on: 15th June 2026
Stephen C's avatar
Stephen C

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139491)

I use PayPal for everything its great

5
I use PayPal for everything its great Reviewed on: 4th June 2026

Online ordering and payment is simple t...

5
Online ordering and payment is simple and allowing time to pay is a very useful feature. Reviewed on: 4th June 2026

Nice and easy!

5
PayPal have just made things nice and easy, no long forms to complete, no long waiting times, just simple! Reviewed on: 4th June 2026

Excellent in all aspects.

5
Excellent in all aspects. Easy payments. Well recommended Reviewed on: 4th June 2026

Nice and easy transactions, can be used everywhere

5
Nice and easy transactions, can be used everywhere Reviewed on: 4th June 2026

Easy and reliable..

5
Paypal is generally accepted everywhere, it’s so easy to set up and use and is always ready when you are. Reviewed on: 4th June 2026

Great Service PayPal is a great company, they give y...

5
Great Service PayPal is a great company, they give you 0% for 4 months continuously which is a great offer and because its PayPal you know your in safe hands. I have had issues in the past with a transaction on PayPal and they have been quick to resolve the issue. Reviewed on: 4th June 2026

Very easy to use app very easy to use great custo...

5
Very easy to use app very easy to use great customer service Reviewed on: 4th June 2026

PayPal offers flexibility with ways to pay AND security

5
PayPal gives me such flexibility with ways to pay as well as the extra security with my money. It takes the worry out of online shopping. I've been using PayPal for over 10 years and the Customer Service has always been excellent - It's the only method of payment I use where possible! Now that I have a physical debit card too, it'll be how I pay in person too. Reviewed on: 4th June 2026

I had a few appliances with PayPal Credit, and all w...

5
I had a few appliances with PayPal Credit, and all went smoothly. Reviewed on: 4th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review