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PayPal: PayPal Credit reviews

4.90
Based on 109,602 reviews, last reviewed 18th May 2026
2709750% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Seamless transactions; can have better visibility Seamless transactions; can have better visibility Reviewed on: 18th May 2026
AKP's avatar
AKP

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109602)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have never had a issue with PayPal

5
I have never had a issue while using PayPal they have always been really helpful and easy to use Reviewed on: 15th May 2026

Service Champions

5
I have used PayPal for a number of years now and have found the service to be fair value for money. Any claims I've made for non delivery or poor quality of product received have been dealt with timeously. Altogether outstanding service! Reviewed on: 15th May 2026

Paypal is the best!

5
In a nutshell PayPal is the most reliable and most trustworthy online Payment system with a very user friendly website. And thank you for providing such excellent customer service too, always such a polite and helpful team. It's always reassuring to know there is such great support if it's needed. Paypal is the best! Reviewed on: 15th May 2026

Turbo review

4
PayPal is a convenient way to pay for items. And so far no issues with payments or buying items Reviewed on: 15th May 2026

Spread the cost and prevented worry.

5
Needed to spread the cost of items. Always easier and I know exactly where I am with PayPal. PayPal is secure and I can rest assured knowing that my details are safe. If ever I had a dispute over a sent payment for unreceived goods, PayPal has been quick and efficient to rectify and I have received a full refund with no hassle whatsoever. A fantastic company to deal with overall. Thank you PayPal. Reviewed on: 15th May 2026

Easy to use the app, i like it i strongly...

5
Easy to use the app, i like it i strongly recommend it Reviewed on: 15th May 2026

Practical

5
Easy and straightforward .The app meets my purchasing needs.I find myself using my PayPal credit for purchases Reviewed on: 15th May 2026

They have been really helpful when I have struggled...

5
They have been really helpful when I have struggled and send alerts before there is an issue. I would recommend them to anyone and seem much nicer than the bigger branded credit cards. Reviewed on: 15th May 2026

Used paypal for yrs great service

5
Used paypal for yrs great service Reviewed on: 15th May 2026

I love PayPal.

5
I love PayPal. I trust the service and support they provide and use it much more than my Bank account. Reviewed on: 15th May 2026