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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181040 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181040)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

love the ease of use and the security

love the ease of use and the security Reviewed on: 13th July 2026

I've been using it for over a year now and I like it.

I've been using it for over a year now and I like it. Reviewed on: 13th July 2026

It’s just good overall.

It’s just good overall. Great way to buy now and pay later and good to save money. Reviewed on: 13th July 2026

I'm happy to have PayPal credit.

I'm happy to have PayPal credit.So useful service Reviewed on: 13th July 2026

Used paypal for years, always quick and safe to pay,...

Used paypal for years, always quick and safe to pay, never had an issue Reviewed on: 13th July 2026

Always provides excellent customer support snd I fee...

Always provides excellent customer support snd I feel my payments fir items are more secure using PayPal. Reviewed on: 13th July 2026

Easy application process and easy to use for purchas...

Easy application process and easy to use for purchases especially with the e-card in my phone wallet Reviewed on: 13th July 2026

My great experience using PayPal

I have used PayPal a lot recently, as it's a great secure way to pay for things online, I have also taken advantage of the pay in three so I can break up bigger purchases into smaller amounts for three months instead of all at once and I would and have recommended it to anyone and everyone who'll listen Reviewed on: 13th July 2026

Easy to apply, Instant decision, good credit limit.

I had no problem applying. Easy to navigate and understand the process. Website is clear and easy to navigate. I had absolutely no issue. I did not try card number feature as I did not need it but I will give it a try soon. I did not find any problems or issues so far. Highly recommended Reviewed on: 13th July 2026

Easy to use, scheduling payment and repayment is eas...

Easy to use, scheduling payment and repayment is easy, sending friends money is quick and effortless Reviewed on: 13th July 2026

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