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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 134,175 reviews, last reviewed 11th Jun 2026
3835600% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Bill helping It has hope me out with bills and shopping alot be lose could do with taking cash out though Reviewed on: 11th June 2026
Darren J's avatar
Darren J

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134175)

Very convenient to use!

5
The platform is easy to use, payments are processed quickly, and I feel secure when sending or receiving money online. It’s especially convenient for online shopping and international transactions. Reviewed on: 25th May 2026
Natalia Feckova's avatar
Natalia Feckova

Ease of use

5
Easy to use specially when paying other merchants Reviewed on: 25th May 2026
Gerry's avatar
Gerry

PayPal is fast, secure, and easy to use.

5
PayPal is fast, secure, and easy to use. It makes online payments and money transfers simple, with excellent convenience and buyer protection. Reviewed on: 25th May 2026
Oluchi 's avatar
Oluchi

Pleased PayPal Credit Punter

5
PayPal Credit customer for a number of years now and just wish I had applied sooner. Pay later options on expensive items is fantastic and has actually saved me money as able to buy direct from manufacturer to get best deal plus cashback on top! Reviewed on: 25th May 2026
Fee Gee's avatar
Fee Gee

Great bank

5
PayPal debit is the best, earning points is great Reviewed on: 25th May 2026
Trekt's avatar
Trekt

Everytime I had issues with any of my orders, PayPal...

5
Everytime I had issues with any of my orders, PayPal has been there to make sure they are resolved satisfactorily. Reviewed on: 25th May 2026
Ene M's avatar
Ene M

Every time I have used PayPal I have found it relati...

5
Every time I have used PayPal I have found it relatively easy Reviewed on: 25th May 2026
Michael 's avatar
Michael

Great experience and I’d recommend

5
Great experience and I’d recommend Reviewed on: 25th May 2026
Chinonso Oguama 's avatar
Chinonso Oguama

Always up and ready to use, never a disappointment

5
Always up and ready to use, never a disappointment Reviewed on: 25th May 2026
Aman A's avatar
Aman A

Exceeded expectations

5
I tried PayPal credit without having very high expectations, but I've been very please with how easy it was. I can swap between PayPal debit, credit or Pay in 3 with just a touch of the screen Reviewed on: 25th May 2026
Nikki F's avatar
Nikki F

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