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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,147 reviews, last reviewed 11th Jun 2026
3834350% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience with PayPal credit Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026
Jacqueline C's avatar
Jacqueline C

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134147)

Always good service and helpful when needed

5
Always good service and helpful when needed Reviewed on: 25th May 2026
bikerrab's avatar
bikerrab

All good, payments, transfers and credit services, 5...

5
All good, payments, transfers and credit services, 5 star Reviewed on: 25th May 2026
Arturas S's avatar
Arturas S

Good deal, only problem not all retailers accept PayPal

5
4 months interest free is a crazy good deal, even Klarna charges you £3, AND you have to start paying from day 0, this gives you so much freedom to handle things how you want, the only issue is not all retailers accept PayPal Reviewed on: 25th May 2026
Lee McGee's avatar
Lee McGee

PayPal credit has been simply the easiest provider t...

5
PayPal credit has been simply the easiest provider to work with. Reviewed on: 25th May 2026
Adam's avatar
Adam

Always great especially when using paypal credit

5
Always great especially when using paypal credit Reviewed on: 25th May 2026
Suhel u's avatar
Suhel u

They are really helpful!

5
They are really helpful! Pay for your plane ticket or holiday by installment with PayPal. So easy and the best way! Thanks Reviewed on: 25th May 2026
Serkan Ozkan's avatar
Serkan Ozkan

PayPal finance provider is not good for short and lo...

1
PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance provider regarding their policies, this provider won’t increase their credit limit after certain time and also not good on interest rate/apr. so I won’t recommend this provider as a good provider and also not recommend this to family friends. Reviewed on: 25th May 2026
Raheel Masood Wasti's avatar
Raheel Masood Wasti

PayPal is an excellent platform for managing your pa...

5
PayPal is an excellent platform for managing your payments and offers great flexibility with regards to finance options. Reviewed on: 25th May 2026
Kaihr's avatar
Kaihr

Great for managing payments making it affordable via...

5
Great for managing payments making it affordable via PayPal credit Reviewed on: 25th May 2026
Nalini B's avatar
Nalini B

Always really easy and straightforward to use and if...

5
Always really easy and straightforward to use and if on the rare occasion something does go wrong. Customer services sort it quickly and tell you exactly what to expect. I can’t fault them at all. Reviewed on: 25th May 2026
Liam B's avatar
Liam B

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