Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181075 reviews)

View other PayPal products

4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181076)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, with reasonable payment plans.

Easy to use, with reasonable payment plans. I always use PayPal credit for birthdays and Christmas presents, to help easily spread the cost. Reviewed on: 13th July 2026

So easy to use and great if you need something urgen...

So easy to use and great if you need something urgently and can't afford to pay full price at the time. Easy affordable payments. Reviewed on: 13th July 2026

Very easy transactions.

Very easy transactions.so easy to use and secure. Reviewed on: 13th July 2026

Best ever app I have used so far

Best ever app I have used so far Reviewed on: 13th July 2026

Always there to help safe and sucure

Always there to help safe and sucure Reviewed on: 13th July 2026

Always reliable, no hidden stones

Always reliable, no hidden stones Reviewed on: 13th July 2026

love the ease of use and the security

love the ease of use and the security Reviewed on: 13th July 2026

I've been using it for over a year now and I like it.

I've been using it for over a year now and I like it. Reviewed on: 13th July 2026

It’s just good overall.

It’s just good overall. Great way to buy now and pay later and good to save money. Reviewed on: 13th July 2026

I'm happy to have PayPal credit.

I'm happy to have PayPal credit.So useful service Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101244 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub