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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109841 reviews)

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4.90

Based on 109,841 reviews, last reviewed 18th May 2026

2721050% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy and an instant receipt. Quick and easy and an instant receipt. Approving in the app is great too Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109841)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Security & Confidence When Shopping Online

I've used PayPal for YEARS now for giving me an extra layer of protection online. On the rare occasions I have had issues, they have been helpful and quick to resolve them. And now with their cashback rewards, they are my go-to for payment. I am now at the stage that if a websote does not offer payment via PayPal I will have second thoughts about buyong from them. Thia is how much I love and trust the brand! Reviewed on: 15th May 2026

Easy to use, safe and secure. I love PAYPAL

Easy to use, safe and secure. Different options and more services makes PayPal very attractive. Reviewed on: 15th May 2026

Never had an issue with PayPal credit.

Never had an issue with PayPal credit. The terms are fair, it’s easy to pay. You can pay more when you have the ability to. The card option helps and pay in 3 is a life saver sometimes. Reviewed on: 15th May 2026

Always there when you need it

Always there when you need it and can stretch payments Reviewed on: 15th May 2026

Its like helping hand

Paypal credit get me a bit freedom with dealing with my needs.I dont have to worry that I will have enough when something comes up xnd O really need to purchase like for example , flights tickets and accommodation for my son when he need to go dentist to different country. I dont have to ask family and no-one knows about it Reviewed on: 15th May 2026

Always achievable

Always able to achieve what I need with pay pal.resonbable rates and quick results Reviewed on: 15th May 2026

Great will continue using and look forward tor exeic...

Great will continue using and look forward tor exeicing Reviewed on: 15th May 2026

I use PayPal for all transactions whenever I can.

I use PayPal for all transactions whenever I can. I trust them 100%., whenever I've had a problem with a transaction they have always helped me sort it out. Reviewed on: 15th May 2026

PayPal easy to use

PayPal has always been very easy to use and I’ve never had a problem Reviewed on: 15th May 2026

Hard in the first place, but good once you have it.

Once you have it, it’s good, but I find getting the credit approved in the first place was so hard, ie I never had debt and our house were paid by cash, I was over 60k pa income, I still couldn’t get paypal credit, not until I moved house and got a mortgage, whilst I appreciate it is to do with credit rating, paypal should consider not everyone needed loan and these are the people with the most financial strength. Reviewed on: 15th May 2026

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