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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172284)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal make paying a whole lot easier and less stres...

Paypal make paying a whole lot easier and less stressful. They are the future! I find that the help and customer service is always brilliant! Reviewed on: 8th July 2026

I am using PayPal from more then 10 years.

I am using PayPal from more then 10 years. This app been very helpful throughout to keep my expenses low per month. Also help me shop online with freedom and ease. The app i can trust keeping my information safe. Thank you Reviewed on: 8th July 2026

A simple easy to use service

Quick and easy to set up, clear dashboard Terms and Conditions explained, additional repayments easily made Reviewed on: 8th July 2026

Easy to use and understand!

Easy to use and understand! Works reliably and keeps all valuable information safe! Reviewed on: 8th July 2026

Excellent service from start to finish

My experience with PayPal Credit has been excellent from the beginning. The application process was quick and straightforward, the account was easy to manage, and everything has worked exactly as expected. Payments are processed smoothly, the app is easy to use, and the terms are clear. I’ve never had any issues, and the overall service has been reliable and hassle-free. I would definitely recommend PayPal Credit to anyone looking for a convenient and trustworthy credit option. Reviewed on: 8th July 2026

Peace of Mind with PayPal

PayPal always offers peace of mind when it comes to buying and selling, and makes purchasing online a breeze. Can’t fault it. Reviewed on: 8th July 2026

Easy and straight forward

Easy and straight forward ,Only thing i would say is managing what to pay back first not automatically calculated by paypal Reviewed on: 8th July 2026

Great service your moneys best pal .

Great service trusted with our money great customer service polite friendly staff worry free spending peace of mind for your money great service all round highly recommend pay pal it's yr money friend . Reviewed on: 8th July 2026

Working as described , no problem whatsoever

Working as described , no problem whatsoever Reviewed on: 8th July 2026

PayPal has been a great way for me to purchase it ha...

PayPal has been a great way for me to purchase it has lots of different options with the credit including being able to pay 0% over 4 months also I have never had any issues with payment and feel safe paying for things with PayPal. Reviewed on: 8th July 2026

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