Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Happy Paypal customer

Paypal has been brilliant for me personally. I use it all the time and feel that my details are secure with PayPal. Reviewed on: 13th July 2026

PayPal credit is just as good as pay in 3, works sea...

PayPal credit is just as good as pay in 3, works seamlessly and always good Reviewed on: 13th July 2026

Not best app to manage expenses and doesnot provide...

Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

Useful and easy to use

Useful to spread the cost of purchases. Easy to use on app and computer. Reviewed on: 13th July 2026

Always straightforward, secure and easy making and r...

Always straightforward, secure and easy making and receiving payments via the platform. Reviewed on: 13th July 2026

quick, effective, easy to repay - will definably rec...

quick, effective, easy to repay - will definably recommend Reviewed on: 13th July 2026

Quick and easy to set up, with no issues at...

Quick and easy to set up, with no issues at all Reviewed on: 13th July 2026

Best experience , efficient with everything

Best experience , efficient with everything Reviewed on: 13th July 2026

Any time I’ve needed help with businesses that haven...

Any time I’ve needed help with businesses that haven’t traded properly it’s always been dealt with by PayPal Reviewed on: 13th July 2026

PayPal Credit makes it easy for me to buy what I wan...

PayPal Credit makes it easy for me to buy what I want at anytime and pay stress free. Thanks for being there for me. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub