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PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181005)

Excellent and reliable

5
More than satisfied .Always been helpful and safe to use Reviewed on: 7th July 2026

Brilliant experience and very happy with Paypal I u...

5
Brilliant experience and very happy with Paypal I used it all then time Reviewed on: 7th July 2026

Great addition - easier to budget and plan around ex...

5
Great addition - easier to budget and plan around expenses Reviewed on: 7th July 2026

PayPal - The Original & Still The Best

5
PayPal have been a solid part of my financial movements, they are integral for all online purchases & also their support teams are unrivaled, they have such great procedures & make using the their platform so easy. Reviewed on: 7th July 2026

Recommend

5
Never had any issues with PayPal credit, great service Reviewed on: 7th July 2026

Clear, concise, simple and trustworthy.

5
Everything is clear, concise and simple to both use, and understand helping you trust that this is for you. Reviewed on: 7th July 2026

Easy to navigate, reliable, great communication - al...

5
Easy to navigate, reliable, great communication - always helps resolves any seller related issues I have had in the past. Reviewed on: 7th July 2026

Paypal gives me extra security for my purchases.

5
Paypal gives me extra security for my purchases. Paypal has always fixed any issues I have had and usually very quickly. Paypal is more favourite payment method, I trust Paypal and feel it is there to support me and my purchases. Reviewed on: 7th July 2026

Happy with everything

5
Happy with everything customer service is excellent Reviewed on: 7th July 2026

Easy to use, very responsive when call in for help.

5
Easy to use, very responsive when call in for help. Would highly recommend Reviewed on: 7th July 2026

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