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PayPal: PayPal Credit reviews

4.90
Based on 111,355 reviews, last reviewed 20th May 2026
2790500% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has become my preferred credit company as 4 month... It has become my preferred credit company as 4 months is the perfect period to pay back at 0 percent. Another company I have used for over 40 years is... Read more Reviewed on: 20th May 2026
Jamie F's avatar
Jamie F

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111355)

PayPal credit is a lifesaver.

5
PayPal credit is a lifesaver. It’s easy to use and the repayment is very convenient. There no fixed amount to payment monthly as long as the minimum payment is done each month. Reviewed on: 1st May 2026

Very convenient and handy.

5
Very convenient and handy. Easy to use when making payments via the app. The 4months interest free is a great benefit Reviewed on: 1st May 2026

Convenient

4
Its easy. Most of the website have option to use paypal. I love it Reviewed on: 1st May 2026

Excellent for spreading the cost of items using 0% o...

5
Excellent for spreading the cost of items using 0% over 4 months. Manage to buy the things i want which would usually be a hard strech. Reviewed on: 1st May 2026

Straight forward

5
Straight forward, good service and easy to navigate Reviewed on: 1st May 2026

It has been Faultless, use it consistently on a mont...

5
It has been Faultless, use it consistently on a monthly basis Reviewed on: 1st May 2026

Paypal is very efficient and easy to use

5
Paypal is very efficient and easy to use Reviewed on: 1st May 2026

One to trust

5
Never had any issues and great service Reviewed on: 1st May 2026

PayPal is the safest way I used to shop online.

5
PayPal is the safest way I used to shop online. They give you difference options when it comes to payment if you can't afford to pay in one go or your statement balance. Shopping makes easier with PayPal. Also you can find that most merchandise are using PayPal so it's makes you feel ease that you can pay it easier Reviewed on: 1st May 2026

Easy and straightforward to use, never had much issu...

5
Easy and straightforward to use, never had much issue or anything i couldn't understand Reviewed on: 1st May 2026

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