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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,328 reviews, last reviewed 20th May 2026
2789300% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good experience so easy to use Always good experience so easy to use Reviewed on: 20th May 2026
Andrew F's avatar
Andrew F

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111328)

Very good and easy to use.

5
Very good and easy to use. Easily applied and approved Reviewed on: 1st May 2026
Gurung's avatar
Gurung

Great limit, can use it for almost anything, very ea...

5
Great limit, can use it for almost anything, very easy to use Reviewed on: 1st May 2026
Thomas Cox's avatar
Thomas Cox

I am very happy with paypal.

5
I am very happy with paypal. However, lower rate for international money transfer would make more people use paypal Reviewed on: 1st May 2026
Stalin's avatar
Stalin

Exelent service.

5
Exelent service. The stuff very friendly Reviewed on: 1st May 2026
Csaba 's avatar
Csaba

I don’t get a full experience I expect

3
I don’t get a full experience I expect Reviewed on: 1st May 2026
Rohees's avatar
Rohees

PayPal is brilliant, n

5
PayPal is brilliant, not only does it have a great rate of interest but the repayment options are amazing. I also feel safer using PayPal rather than having my card details on the Web. I cant 'praise it enough. I love PayPal credit and pay in 3. Reviewed on: 1st May 2026
Caroline KELLY's avatar
Caroline KELLY

Never had a problem using PayPal, it's quick and easy.

5
Never had a problem using PayPal, it's quick and easy. Works well with my other accounts and is my go too account for buying and selling due to protection, sending money friends and family or business ect. Would highly recommend Reviewed on: 1st May 2026
AJ's avatar
AJ

Very convenient and lovely service.

5
Very convenient and lovely service. Reviewed on: 1st May 2026
ahersi's avatar
ahersi

Everthing is good for me.

5
Everthing is good for me using cradit to pay in 4 month that is great for me Reviewed on: 1st May 2026
Hana A's avatar
Hana A

Choice of plans is great .

5
Choice of plans is great . Totally flexible Reviewed on: 1st May 2026
Jimmy D's avatar
Jimmy D

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