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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

To be able to spread a £1000 invoice over 3 months m...

To be able to spread a £1000 invoice over 3 months made being able to manage our budget so much easier. And having no interest charges made this a pleasant no-brainer. The regular reminders that a monthly payment was due ensured we had no shocks Reviewed on: 7th July 2026

Good service

I am so.please with PayPal, given me an opportunity to spread my payment without paying interest. This has helped my financial situation and ability to buy what I want without been in debt. . Now that I know the benefits i inform my family and friends about your service and the brilliant way to save money and not been in debt. I am also encouraged with the point system , I am going to start using the cards for my daily purchases as I will earn points. I have just been sent my debt and credit cards.I am now confident I can spend wisely whilst I monitor my budget. Thank you so much for this great opportunity. Reviewed on: 7th July 2026

Works well easy to collect points app is good

Works well easy to collect points app is good Reviewed on: 7th July 2026

Great service with excellent security

Great service with excellent security Reviewed on: 7th July 2026

Using paypal is easy no fuss

Using paypal is easy no fuss, reminders are sent regarding any payments so I dont miss any. The app is really effective and easy to use. Reviewed on: 7th July 2026

When needed to contact customer service for any reas...

When needed to contact customer service for any reason they've been very helpful always understanding, patient, polite and caring, they make you feel at ease and whenever I needed help to solve a problem wether big or small, its always been rectified. Reviewed on: 7th July 2026

Quick and easy to use good options with payments ove...

Quick and easy to use good options with payments over 4 months Reviewed on: 7th July 2026

Reliable, fair and friendly.

Reliable, fair and friendly. It's nice to have something in place that you can count on for the little stuff! Reviewed on: 7th July 2026

Great service to use.

Great service to use. They are very flexible with multiple options to use and and easily navigable interface Reviewed on: 7th July 2026

Simple easy and what's needed from a financial company

Simple easy and what's needed from a financial company Reviewed on: 7th July 2026

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