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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

Dependable go to

Dependable go to when making purchases, particularly with erratic delivery services. Reviewed on: 7th July 2026

Its easy to use, major retailers accept this kind of...

Its easy to use, major retailers accept this kind of payment which makes it easier to do payments Reviewed on: 7th July 2026

PayPal money

Great value for money @ great rates Reviewed on: 7th July 2026

Budget helper

Very helpful when money is tight helps you to budget for things. Reviewed on: 7th July 2026

Trusted service reliability no waiting for checks co...

Trusted service reliability no waiting for checks constantly delivering an excellent service Reviewed on: 7th July 2026

Pay pal proper Pal.

Very helpful service, responsive customer service.Makes me feel more confident making purchases.Protecting your money.Helps sorting issues with sellers. Reviewed on: 7th July 2026

Paypal offers more flexible choice to pay

Paypals credit offer of buy now pay in 4 months is great for what I need to be able to shop online and return what doesnt suit me, which means I am able to order more items to try. There is also pay in 3 option, so it offers more flexible choice option of how you want to pay, and paying via paypal is very easy. I have switched from paying on Klarna to Paypal. Reviewed on: 7th July 2026

It’s definitely an option

It’s a great way of purchasing when you can’t afford to pay full price however you have the full amount has to be paid within 4 months or you will be charged %%%% extra. Would I recommend- NO. I would definitely recommend pay in 3 option - flexible and payed off without any xtra or hidden fees. Reviewed on: 7th July 2026

Gret Service

It does all you need, without the hassle Reviewed on: 7th July 2026

Paypal makes paying online easy and I feel secure kn...

Paypal makes paying online easy and I feel secure knowing that if I have a problem with my purchase PayPal will step in to help Reviewed on: 7th July 2026

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