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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,286 reviews, last reviewed 20th May 2026
2787350% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth transactions and always good to know PayPal h... Smooth transactions and always good to know PayPal has got our back Reviewed on: 20th May 2026
Justin H's avatar
Justin H

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026
Khadro 's avatar
Khadro
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111286)

Very understanding and helpful.

5
Very understanding and helpful. Able to sort out my problem easily. Reviewed on: 1st May 2026
Paul c's avatar
Paul c

PayPal Credit - Best Short Term Finance

5
PayPal is the perfect credit provider when it comes to small term finance. Quick easy and the their whole process of checkout on most retailers really does help a lot. Their customer service team are very knowledgable and can always guide you on how to avoid interest as well as minimise confusion on what rates apply on what purchases. Reviewed on: 1st May 2026
Ali's avatar
Ali

Best experience

5
Best experience trough all financial tools Reviewed on: 1st May 2026
Iurii Abramovici's avatar
Iurii Abramovici

PayPayPal the easy way to pay,...

5
PayPal is easy to use and help is always available ,there's always good offers on,it just makes my life easier Reviewed on: 1st May 2026
Joanne w's avatar
Joanne w

Really good payment options

4
Really good payment options and financial support if or when needed. Reviewed on: 1st May 2026
Jon Carroll's avatar
Jon Carroll

Easy and feel protected for online purchases.

5
Easy and feel protected for online purchases. Reviewed on: 1st May 2026
Sherelle Green's avatar
Sherelle Green

Simple application, easy to navigate.

5
Simple application, easy to navigate. Clear Instructions Reviewed on: 1st May 2026
Sean 's avatar
Sean

Always excellent provides a quality service

5
Always excellent provides a quality service Reviewed on: 1st May 2026
Oliver's avatar
Oliver

Never has any problems with PayPal, everything ran...

4
Never has any problems with PayPal, everything ran smoothly Reviewed on: 1st May 2026
Rob 's avatar
Rob

Good Review

4
I have had a really good experience every time I spoke to customer service and I also enjoy using PayPal Reviewed on: 1st May 2026
Nantia 's avatar
Nantia

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