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PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181003)

Seemlessly great service, great UI abd UX to use and...

5
Seemlessly great service, great UI abd UX to use and amazing customer service Reviewed on: 7th July 2026

Free and easy to use.

5
Free and easy to use, zero interest for the first while allowing time to pay back before being charged interest. Reviewed on: 7th July 2026

smooth and efficient.

5
smooth and efficient. An easy process through the app Reviewed on: 7th July 2026

PayPal makes life much easier

5
PayPal makes buying things so easy, helps me buy what I need and pay off at my own pace, when I’ve ever had any issues customer services were very helpful and sorted everything for me. Having a PayPal account lets me buy things with assurance that if anything goes wrong I am covered which is great Reviewed on: 7th July 2026

Pay pal easy to use and can save you money...

5
Pay pal easy to use and can save you money Reviewed on: 7th July 2026

Safe & secure

5
So easy to use, I feel safe using PayPal, if an online retailer doesn’t accept PayPal then I won’t use them. Reviewed on: 7th July 2026

PayPal is convenient and easy to use.

5
PayPal is convenient and easy to use. Available to use in so many locations. Reviewed on: 7th July 2026

.the smart way to pay

5
Paying eith PayPal is the easiest and safest way i have to buy things ,You also have a good guarantee to get an issue sorted very very quickly. The Reviewed on: 7th July 2026

Best creditor you could have

5
Probably more of the best creditors you could experience, customer service is brilliant. Reviewed on: 7th July 2026

Very easy to deal with.

5
Very easy to deal with.also affordable to purchase stuff Reviewed on: 7th July 2026

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