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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,266 reviews, last reviewed 20th May 2026
2786550% increase in 5 star reviews
in the past 90 days
8150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome customer service, super easy to use and pay... Awesome customer service, super easy to use and pay back. I can’t recommend it enough! Reviewed on: 20th May 2026
Elaine's avatar
Elaine

Latest lowest rating:

1

The app doesn't always update and you get calls all... The app doesn't always update and you get calls all the time for irrelevant things Reviewed on: 20th May 2026
Hana's avatar
Hana
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111266)

PayPal has been reliable and excellent service provi...

5
PayPal has been reliable and excellent service providers Reviewed on: 30th April 2026
Oladapo O's avatar
Oladapo O

Came in useful when paying out on home improvements

5
Came in useful when paying out on home improvements Reviewed on: 30th April 2026
Katie M's avatar
Katie M

PayPal: Trust and Convenience

5
For over eighteen years, I’ve been using PayPal without encountering any issues; on the contrary, it has consistently made my life easier and more convenient. The platform is simple to use, reliable, and gives me a sense of security whenever I make transactions online. What I especially appreciate is how they stay on top of things—they always remind me to pay a portion of my loan each month so the interest doesn’t increase. These reminders are clear and timely, which helps me stay organized and avoid unnecessary extra costs. Overall, it really feels like they are working in your best interest, supporting you in managing your finances more responsibly and making everyday payments smooth and stress-free. Reviewed on: 30th April 2026
Imane N's avatar
Imane N

Used on many websites and the credit is fabulous

5
Used on many websites and the credit is fabulous Reviewed on: 30th April 2026
Rachael S's avatar
Rachael S

Fast and reliable credit will try points with every...

5
Fast and reliable credit will try points with every spend. Most retailers accept too so don’t have to apply for credit for big purchases Reviewed on: 30th April 2026
Onkar S's avatar
Onkar S

Great for shopping!

5
Easy to use and easy to track your spending. Reviewed on: 30th April 2026
Cer's avatar
Cer

Always fast and reliable.

5
Always fast and reliable. And cheaper than anything else. PayPal Credit helped me a lot many times, specialy on Ebay. Reviewed on: 30th April 2026
Sandor F's avatar
Sandor F

Great app, really good payment plan’s options

5
Great app, really good payment plans, pay in 3 or for etc. love it. Just wish it was autistic friendly xx Reviewed on: 30th April 2026
Sharon K's avatar
Sharon K

Quick, easy, accessible, total trust

5
Quick, easy, accessible, total trust, what else do I need ? Reviewed on: 30th April 2026
TONY D's avatar
TONY D

great service and very helpfull

5
great service and very helpfull Reviewed on: 30th April 2026
John W's avatar
John W

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