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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181001 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181001)

Excellent service and easy to use

I’ve had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been simple. Payments are easy to make, and the online platform is user-friendly. Whenever I’ve needed assistance, customer service has been helpful and professional. Overall, it’s been a convenient and reliable way to spread the cost of purchases, and I would happily recommend PayPal Credit to others. Reviewed on: 7th July 2026

It just works

PayPal just always works - I’ve had nonstop issues with other providers during checkout but Credit was easy to set up and get started with. The initial period is generous and communication has been great so far. Reviewed on: 7th July 2026

I use paypal for for as many transactions as I can t...

I use paypal for for as many transactions as I can through paypal plus. Their system incentivises payments, offering redeemable rewards. Lookout for their boosted offerings when 10 points are earn for ever £1 spent. Reviewed on: 7th July 2026

PayPal are an incredible company which offer a versa...

PayPal are an incredible company which offer a versatile range of options. I have used PayPal for transfers, PayPal credit for purchases and their new PayPal credit card feature which is so handy on the go, you can even add it to your digital wallet for added convenience. Reviewed on: 7th July 2026

I’ve been using PayPal for many years now and I’ve n...

I’ve been using PayPal for many years now and I’ve never experienced any issues. I use it to pay when I’m not entirely trusting a website or transferring money to family and friends when needed without any issues. Reviewed on: 7th July 2026

Very secure and easy to use.

Very secure and easy to use. When a product didn’t arrive it was easy to inform them and I was refunded. Overall easy to use and excellent service. Reviewed on: 7th July 2026

Always there, always reliable.

Always there, always reliable. PayPal credit is a safe and secure way to checkout. It has my full trust. Reviewed on: 7th July 2026

I use PayPal all the times easy financing

I use PayPal all the times easy financing Reviewed on: 7th July 2026

My experience with PayPal has been excellent; it is...

My experience with PayPal has been excellent; it is very secure for making purchases, and they are very professional and precise when it comes to order tracking. Reviewed on: 7th July 2026

The experience has been fairly good, but charging £1...

The experience has been fairly good, but charging £12 for a missed direct debit is very harsh and should look into it. Reviewed on: 7th July 2026

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