Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

View other PayPal products

4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181000)

The easiest on line transaction.

Always easy to log in, and easy to follow transactions. Reviewed on: 7th July 2026

Excellent service, very easy to use

Excellent service, very easy to use Reviewed on: 7th July 2026

All round good

Provide me with an excellent service & payment options. My favourite way to make safe & secure payments/transactions. Reviewed on: 7th July 2026

PayPal - Pay your way

PayPal gives you the option to use credit or split over 3 payments, which ever is better for you at the time of purchase Reviewed on: 7th July 2026

It’s very good and easy to use.

Nice and easy to use. The application process was quick, and everything worked smoothly. So far, I’ve had an excellent experience. Highly recommended! Reviewed on: 7th July 2026

Paypal pretty perfect

Excellent, easy to use the PayPal app everything in the one place, and if you have any issues there is lots of helpful information to get it sorted. Always recommend PayPal to anyone. Reviewed on: 7th July 2026

PayPal just makes things simpler.

PayPal just makes things simpler. Reviewed on: 7th July 2026

Paypal is Amazing!

PaypI've been using PayPal for several years now, and I can't emphasize enough how great their Pay in 3 feature is! This option makes managing my purchases so much more convenient. Instead of paying for items all at once, I can split the cost into three smaller payments, which really helps with budgeting. The process is incredibly straightforward—it’s easy to set up, and the payment schedule is clear and manageable. I've used it for various purchases, and it always feels like a stress-free way to shop. Plus, I've never encountered any hidden fees, which is a huge relief. Overall, I highly recommend PayPal's Pay in 3 feature for anyone looking to simplify their payment process while still enjoying the flexibility. It has truly enhanced my online shopping experience! Reviewed on: 7th July 2026

Convenient Payment Method

So easy to use, different payment options. Very secure as not giving your card details on websites. Great for spreading the cost or delaying payment until a more convenient time. Reviewed on: 7th July 2026

Using PayPal Credit paid over 4 months means it's ea...

Using PayPal Credit paid over 4 months means it's easier to make bigger purchases and spread the cost without worrying about extra interest paid on top. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101177 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub