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PayPal: PayPal Credit reviews

4.90
Based on 111,199 reviews, last reviewed 20th May 2026
2783600% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing! Amazing! Used PayPal for years and always stellar Reviewed on: 20th May 2026
dani 's avatar
dani

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111199)

My experinces

5
During the covid lockdowns and money was thin paypal was very understainding, i also like how you can purchase items through ebay for example without anybody seeing your card details. Reviewed on: 30th April 2026

Great, fast and safe.

5
Great, fast and safe. Efficient and well organised. Reviewed on: 30th April 2026

My experience with PayPal

4
Pay pal is the great thing i can use it's so much help and save life. Reviewed on: 30th April 2026

Really good customer service.

5
Really good customer service. Always available whenever I needed assistance Reviewed on: 30th April 2026

Great shopping

5
Good you get to buy what you like and pay later which makes it an excellent choice to have. Life is better with PayPal. You are also highly secure when purchasing with paypal Reviewed on: 30th April 2026

Perfect and feel safe when buying on line

5
Perfect and feel safe when buying on line Reviewed on: 30th April 2026

Love the 3 month payment options

5
Love the 3 month payment options and later payment options, still think the percentage is a bit higher. Reviewed on: 30th April 2026

I fuggin love PayPal and hope I win the grand real bad.

5
I fuggin love PayPal and hope I win the grand real bad. Reviewed on: 30th April 2026

Doesn’t give you very long on credit before it start...

1
Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026

Very reliable and helpful service

5
Very reliable and helpful service Reviewed on: 30th April 2026

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