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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,158 reviews, last reviewed 20th May 2026
2781700% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer buying and paying with PayPal I feel safer buying and paying with PayPal Reviewed on: 20th May 2026
Henny F's avatar
Henny F

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (111158)

Easy to use in any purchase presented

5
Easy to use in any purchase presented Reviewed on: 30th April 2026
Tommy 's avatar
Tommy

The best credit card ever

5
I like the fact that I get 3 months interest free on purchases over £100 Reviewed on: 30th April 2026
Stephen M's avatar
Stephen M

The Paypal Credit Card is a game-changer!

5
The recent automatic enrollment of a physical credit card has allowed me to take my PayPal Credit to the high street! It's so easy to manage my money and puchases across platforms from home to mobile and my purchases from online merchants to my local independent artisans. Brilliantly accessible services make large purchases easily manageable, all whilst earning cashback points with each spend. I would never have expected to be writing such a positive review of a credit and payment service, however PayPal leads the field. Reviewed on: 30th April 2026
Doug G's avatar
Doug G

Affordable way to spreading payments

5
Affordable way to spreading payments Reviewed on: 30th April 2026
Natasha g's avatar
Natasha g

Sometimes security fails.

3
Sometimes security fails. People always need to call to avoid paying for your security failure Reviewed on: 30th April 2026
Karem's avatar
Karem

Best costumer service and very easy to access

5
Best costumer service and very easy to access Reviewed on: 30th April 2026
Alexandru C's avatar
Alexandru C

20 Years Plus PP User

5
Used PayPal for many years. The user experience and security are great and recent added features, such as Pay in 3, Rewards and PP Credit, have improved my consumer experience. App or desktop work really well.. Reviewed on: 30th April 2026
Tambo's avatar
Tambo

PayPal provides an amazing service of allowing incre...

5
PayPal provides an amazing service of allowing incredible flexibility financially Reviewed on: 30th April 2026
Minion's avatar
Minion

PayPal credit is easy to use good options to pay ove...

5
PayPal credit is easy to use good options to pay over 4 instalments with 0% interest it’s very handy to have! Reviewed on: 30th April 2026
Victoria B's avatar
Victoria B

Always a good way to pay for goods before paying bac...

5
Always a good way to pay for goods before paying back when you are able to. Also very reasonable rates. Highly recommend Reviewed on: 30th April 2026
Philip K's avatar
Philip K

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