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PayPal: PayPal Credit reviews

4.90
Based on 111,121 reviews, last reviewed 20th May 2026
2779900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy , it’s safe , I always get help if there i... It’s easy , it’s safe , I always get help if there is a problem, highly recommended Reviewed on: 20th May 2026
Jayne Geary's avatar
Jayne Geary

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (111121)

I generally find it seamless to use and convenient

5
I generally find it seamless to use and convenient Reviewed on: 30th April 2026

they are giving best option to pay out 4 months with...

5
they are giving best option to pay out 4 months without interest free. Reviewed on: 30th April 2026

Easy to use

5
Been using PayPal for few years and it has been great Reviewed on: 30th April 2026

Good experience

4
Good. But would prefer repayments to PayPal credit was settled against the earliest debt. Reviewed on: 30th April 2026

Easy to use and available with many retail options

5
Easy to use and available with many retail options Reviewed on: 30th April 2026

Very nice day to use, app has a lot of features, I’v...

5
Very nice day to use, app has a lot of features, I’ve recommended PayPal to all my family and friends Reviewed on: 30th April 2026

Excellent choice. Safe payments every time

5
Excellent choice. Safe payments every time Reviewed on: 30th April 2026

I always use paypal for a long time now even when my...

5
I always use paypal for a long time now even when my daughter is not yet born so around 14 years now. They are reliable and you can trust. Reviewed on: 30th April 2026

quick availability of loans at 0%

5
quick availability of loans at 0% Reviewed on: 30th April 2026

Easy to use and helpful when needed

5
everything is simple and if I ever have an issue they are very helpful. Reviewed on: 30th April 2026

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