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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111079 reviews)

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4.90

Based on 111,079 reviews, last reviewed 20th May 2026

2777900% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have used paypal alot and never once had any problems. Have used paypal alot and never once had any problems. So very happy with there service. Reviewed on: 20th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (111079)

Happy with the service

Suits my needs, easy to use, happy with the service Reviewed on: 30th April 2026

Customer service is either a bot or AI not actual hu...

Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026

Always there and easy to use.

Always there and easy to use. Reliable credit or pay in 3 option when compared to other providers. Reviewed on: 30th April 2026

Convenient and trustworthy platform and service

Convenient and trustworthy platform and service Reviewed on: 30th April 2026

Pay in 3 is great.

I have found PayPal great for buying anything from new tires for my car (2 tires almost £300 spread over 3 payments much better than laying out all at once) so a great way to have credit with no interest. Reviewed on: 30th April 2026

I needed some credit for managing Xmas and never rea...

I needed some credit for managing Xmas and never really thought of PayPal although I have used it for years to pay online and send gifts of money to my family which is really handy. I noticed the advert for the credit card on the website and after a bit of consideration decided to go ahead. The application was straight forward and I was accepted straight away. I applied for the physical card and it arrived very quickly. Its fantastic for paying through PayPal as you are given the option to use your credit or not at checkout. Your statement is available on the PayPal website and all you have to do to check your credit balance is sign into your PayPal and its there. Very convenient . I have had no problems at all with this card and am so pleased I applied for it. Reviewed on: 30th April 2026

PayPal Credit allows me to spread costs

PayPal Credit allows me to spread costs over a fixed amount of time allowing myself to purchase things and spreading the costs out and not taking the hit all in one go.Its also handy when you are in need of an emergency and want something on credit! Reviewed on: 30th April 2026

Paypal IS the way

Paypal ‘is’ the service that I always incline towards. Nothing better than the service and the ease that Paypal provides. Reviewed on: 30th April 2026

Highly recommend

Really easy to use, simple to make payments and really good app. Highly recommend Paypal to anyone Reviewed on: 30th April 2026

Paypal - safe and easy pay online

I have been using PayPal for a few years, and I would highly recommend it. Safe and easy way to pay online. Reviewed on: 30th April 2026

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