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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180996 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180996)

Really good and easy to use.

Really good and easy to use. It’s handy to have the credit bit too Reviewed on: 7th July 2026

Ease of payment.

Ease of payment. PayPal made everything so simple Reviewed on: 7th July 2026

Paypall is the way forward

I love the pay in 3 instalments, pay later and other options. As a single parent extra help with instalments is always welcome. i rather use the paypall as its secure way to pay for things Reviewed on: 7th July 2026

My money is important to Paypal as it is to me

I have never had an issue with getting the assistance I need or an acceptable resolution to any issues or concerns. Paypal customer service makes me feel that my money is as important to them as it is to me Reviewed on: 7th July 2026

20 years and counting

Used PayPal for many years now - over 20 and found it is a good way to have an insurance policy when paying for things whether it’s eBay or elsewhere whilst shopping online. If there are any issues I know I can rely on them to sort it out for me. Reviewed on: 7th July 2026

Great and stress free option for shopping

It's great option to buy expensive items in many easy ways. Reviewed on: 7th July 2026

Efficient and useful way to pay bills

I have used PayPal for many years now and, if I have had a problem, always found them very helpful. Useful having the choice of various ways to pay and you are notified if a credit payment is due. Reviewed on: 7th July 2026

Fast,, Easy, and Hassle-Free

I’ve used both PayPal Credit and Buy Now, Pay Later, and I’ve had a great experience with both. They’re excellent options when making larger purchases, as they make it much easier to spread the cost. The whole process is seamless from the application and credit checks to receiving a decision, which is usually incredibly fast. Everything is straightforward and the process integrates smoothly into the checkout experience. It’s a convenient and reliable payment option that I’ve been happy to use. Reviewed on: 7th July 2026

Always choose PayPal

Always choose PayPal, love the four months to pay interest free Reviewed on: 7th July 2026

Online shopping with ease and peace of mind

I stumbled across PayPay Credit whilst shopping for some bags for travelling which were not cheap. PayPal offered 3 monthly interest free instalments which made the purchase more comfortable to buy. I like to use PayPal for its protection when buying from companies I do not know, therefore set it up and paid my instalments back with ease and peace of mind. It was all very simple to do. PayPal reminded me of when the instalment was due to be paid. Very good, thank you. I did not have the need to contact customer service therefore unable to comment on them. Reviewed on: 7th July 2026

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