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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

I’ve always used PayPal and it’s so handy and helpful.

I’ve always used PayPal and it’s so handy and helpful. Reviewed on: 7th July 2026

PayPal the king

Used PayPal from the very beginning, no issues and wouldn't use anything else Reviewed on: 7th July 2026

Safest way to shop online

Paypal has made me feel that I can shop online without compromising my security. My trust is so strong that I would be reluctant to shop if they did not accept PayPal Reviewed on: 7th July 2026

good range of payment offers

They offer a good range of payment offers, also good customer services. And its great to have buyers protection Reviewed on: 7th July 2026

PayPal doesn't pressure with paying large amounts of...

PayPal doesn't pressure with paying large amounts off each month and it makes it affordable especially when looking for gifts Reviewed on: 7th July 2026

PayPal the first company I would choose

I have used PayPal for years as they are a secure, easily accessible way of paying for me. If ever I have had issues with payments it has been dealt with quickly and professionally. I would always choose PayPal as my first method of payment every time. Reviewed on: 7th July 2026

Getting my money back (credit) from my account is im...

Getting my money back (credit) from my account is impossible, so I try to spend it and all PayPal does is want to charge the spend to my account and not use the credit . This system with PayPal is very very poor. Reviewed on: 7th July 2026

Easy to use and spread the cost

Easy to use and spreads the cost Reviewed on: 7th July 2026

Always use paypal if available

Always use PayPal if it's available, easy to use, the app is user friendly and you're covered if you find a payment that's not recognised. Just joined the points system as do a fair bit of shopping online. Reviewed on: 7th July 2026

Good experience easy helpfull process went smooth...

Good experience easy helpfull process went smoothly no problems at all great service hlpfull positive Reviewed on: 7th July 2026

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