Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 111,008 reviews, last reviewed 20th May 2026
2774450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, have always been able to rely on for all m... All good, have always been able to rely on for all my online purchases Reviewed on: 20th May 2026
Roy Birtles's avatar
Roy Birtles

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (111008)

Very easy to use and no complications in app.

5
Very easy to use and no complications in app. Full transparency of transactions with instant and secure payments. Reviewed on: 30th April 2026
Shane 's avatar
Shane

Room for improvement.

4
Room for improvement. Incurred charges due to confusion over payment due date not being clear. Reviewed on: 30th April 2026
JBM's avatar
JBM

good experience, always beneficial and efficient.

5
good experience, always beneficial and efficient. Would always recommend to friends and make sure they understand its strengths and weaknesses. Makes it easier to move money when required and to pay people at short notice Reviewed on: 30th April 2026
William F's avatar
William F

Great experience so simple and easy to use

5
Great experience so simple and easy to use Reviewed on: 30th April 2026
Kirstie L's avatar
Kirstie L

Great and easy to use website and payment processing...

5
Great and easy to use website and payment processing company. Any problems are dealt with quickly and efficiently. Able to use the card everywhere. Top marks Reviewed on: 30th April 2026
Averga's avatar
Averga

Always there when you need it

5
Really useful thing to have, and always there when you need it. Use this service all the time. Reviewed on: 30th April 2026
Brett 's avatar
Brett

Great service

5
Great. Reliable service easy to use. No issue straight forward transactions. Trusted. Reviewed on: 30th April 2026
Darlene 's avatar
Darlene

Excellent

5
Very good and easy app. Easy to work with and saves a lot of time. Reviewed on: 30th April 2026
Amir's avatar
Amir

Excellent customer service and prompt payments

5
Excellent customer service and prompt payments Reviewed on: 30th April 2026
Emmanuel 's avatar
Emmanuel

Very happy with the services, it’s very useful to be...

5
Very happy with the services, it’s very useful to be able to split the cost over a few months when you make a purchase Reviewed on: 30th April 2026
Tabita's avatar
Tabita

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill