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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180995)

Always happy.

The whole experience is seem less. Just click your preference and go. I have used PayPal credit a lot and I am always happy with the terms. Reviewed on: 7th July 2026

Paypal credit is a convenient way to pay for product...

Paypal credit is a convenient way to pay for products especially teh pay in 3 Reviewed on: 7th July 2026

Spread the load

Handy way to spread cost of suprise purchases with managable payment plan interst free! Reviewed on: 7th July 2026

I have used PayPal now since the start up, it always...

I have used PayPal now since the start up, it always bought ease of use during my eBay pays right up to today where I can easily set up subscriptions to services etc all in one place Reviewed on: 7th July 2026

Available credit when needed.

Available credit when needed. I use the 3 in ones often. All paid now ;) I also made a request to customer service re a 1000 credit card payment. Id made. Within days they had transfered it to my PayPal debit card Reviewed on: 7th July 2026

I would never advise anyone to take out credit as it...

I would never advise anyone to take out credit as it’s a weight and can get you into situations Reviewed on: 7th July 2026

very easy to use makes shopping on line safe

very easy to use makes shopping on line safe Reviewed on: 7th July 2026

Love the app so easy to use

Love the app so easy to use. Love PayPal credit Reviewed on: 7th July 2026

Outstanding

A very trustworthy company with Excellent customer service, there friendly staff have helped me out on many occasions. Reviewed on: 7th July 2026

Available with most purchases, easy to use.

Available with most purchases, easy to use. Very helpful to split payments over 3 or make use of the 4 month no interest credit Reviewed on: 7th July 2026

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