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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

Easy to use and secure.

Easy to use and secure. PayPal is my preferred method of online payment. Reviewed on: 7th July 2026

I feel safe going through PayPal when ordering on l...

I feel safe going through PayPal when ordering on line , it’s easy and straight forward to keep in control of spending and paying off with no interest for periods of time very helpfull. Reviewed on: 7th July 2026

Step in the right direction

So easy to access and use. The physical cards are great as can use easily in shops Reviewed on: 7th July 2026

Have a great rapore with PayPal from customer servic...

Have a great rapore with PayPal from customer service and beyond,love all the best ways they can help with minor difficulty Reviewed on: 7th July 2026

Never had an issue every thing seems to be going ok,...

Never had an issue every thing seems to be going ok, I get emails to say when my payment is due which is great Reviewed on: 7th July 2026

PayPal is so easy to use and very clear on how they...

PayPal is so easy to use and very clear on how they work i am so glad I started using this service for my financial needs, thank you paypal Reviewed on: 7th July 2026

Very easy to use and 0% finance is excellent.

Very easy to use and 0% finance is excellent. The app is sometimes a month behind, so best to use the website. Reviewed on: 7th July 2026

The customer service was excellent.

The customer service was excellent. He was patient, took the time to address all of my concerns, and resolved every issue I had. Thank you for the outstanding support! Reviewed on: 7th July 2026

Very easy to use and excellent app.

Very easy to use and excellent app. Good incentives and banking Reviewed on: 7th July 2026

Easy of use, convenient and fits with my needs

Easy of use, convenient and fits with my needs Reviewed on: 7th July 2026

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