Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180994)

Excellent application.

5
I have been dealing with PayPal for more than 10 years and I have always had good comments for them. Thanks for everything and keep up the good work. Reviewed on: 7th July 2026

I like the flexibility of selecting when to pay and...

5
I like the flexibility of selecting when to pay and how I want to Reviewed on: 7th July 2026

Flawless service

5
PayPal has always provided an excellent service for the many years I have been using the service to pay for products and services. Reviewed on: 7th July 2026

Simple and effective

5
Easy to use, simple to setup direct debit and track your money. Reviewed on: 7th July 2026

Always feel safe using PayPal on line

5
Always feel safe using PayPal on line Reviewed on: 7th July 2026

Always fast and reliable with great customer service

5
Always fast and reliable with great customer service Reviewed on: 7th July 2026

Very nice service

5
Very nice service. Something to rallying when you make a payment. Reviewed on: 7th July 2026

Simple to use.

5
Simple to use. Good payment plan features. Reviewed on: 7th July 2026

All good

5
All good evertime i use paypai no need to worry Reviewed on: 7th July 2026

It’s a quick and easy use and easy to pay back.

5
It’s a quick and easy use and easy to pay back. App is also easy to navigate, never have any issues paying with this or even transferring money to a friend. Paying back you can personalise it or pay back the minimum for ever how long Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101176 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products