Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180993 reviews)

View other PayPal products

4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180993)

PayPal is a dependable and trustworthy service that...

PayPal is a dependable and trustworthy service that is also user-friendly. I have no regrets about using PayPal and would gladly recommend it to my friends, as I have been satisfied with their service. Reviewed on: 7th July 2026

Absolutely amazing service.

Absolutely amazing service. I’m using PayPal for more than 10 years and never had any issues. Thank you Reviewed on: 7th July 2026

Works well, great options to spread payments.

Works well, great options to spread payments. Generally interest free which is good. I haven’t used customer services to can’t really comment on that. Reviewed on: 7th July 2026

Excellent rolling credit options offer an invaluable...

Excellent rolling credit options offer an invaluable tool for shifting cost spikes into multiple months. Reviewed on: 7th July 2026

Always there when you need them.

Always there when you need them. Great Customer Service - Very friendly and helpful. Reviewed on: 7th July 2026

I've been using PayPal credit now for quite a while...

I've been using PayPal credit now for quite a while and it's been really great I can add to my account with buying goods and as long as I continue to pay the minimum amount asked for they never bother me you get regular updates on your account and reminders when it's due Reviewed on: 7th July 2026

I've had a god experience using PayPal in general an...

I've had a god experience using PayPal in general and have been using them for decades. Reviewed on: 7th July 2026

Paypal is best and safety that guarantees customer r...

Paypal is best and safety that guarantees customer rights and money. Reviewed on: 7th July 2026

Paypal Credit has been very useful and we’re very he...

Paypal Credit has been very useful and we’re very helpful in lending out an generous sum of money to myself which has helped pay off holidays and other expenses. Reviewed on: 7th July 2026

So easy to use.

So easy to use. I know it’s secure and have confidence I have PayPal’s support if something goes wrong. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101176 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub