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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180980 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180980)

Flexible and easy to negotiate

I love the flexibility to pay in different ways, the wide range of access across different sites and the ease of use. Reviewed on: 7th July 2026

Saved me during a really hard time.

Been using it for years. Really helped me out during an emergency house move and needing to buy everything and pay later. Having monthly payments really spreads out my finances. Had support a few months ago with a payment holiday due to financial struggles. Very supportive. Reviewed on: 7th July 2026

Always great value and service Great service

Always great value and service. Always pays on time and very convenient and secure to use. Reviewed on: 7th July 2026

Good service provider.

I have been with pay pal since 2009 and their has been no problem. I have been with pay pal since 2009 and Pay pal has been good service provider. Reviewed on: 7th July 2026

Excellent Service, so easy when making payments,

Excellent Service, so easy when making payments, Reviewed on: 7th July 2026

PayPal is simply the best

PayPal is the best way to pay, great customer service and I know my transaction is safe and insured Reviewed on: 7th July 2026

Quick and easy to get approved and to use when makin...

Quick and easy to get approved and to use when making payments Reviewed on: 7th July 2026

I've found PayPal Credit to be really useful.

I've found PayPal Credit to be really useful. It gives me the option to buy more expensive items when I need them and spread the cost over three more manageable payments, which makes budgeting much easier. The whole process is simple, and I like how quick and convenient it is to use at checkout. I've had a positive experience with it so far, and it's given me a bit more flexibility when making larger purchases without feeling overwhelmed by one big payment. Reviewed on: 7th July 2026

Very reliable and my go to payment option

Very reliable and my go to payment option Reviewed on: 7th July 2026

PayPal is a great, secure way to make payments...

PayPal is a great, secure way to make payments and the pay in 3 is excellent no-cost way to spread payments. Reviewed on: 7th July 2026

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