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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180987 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180987)

Excellent Service and a very secure way to keep cont...

Excellent Service and a very secure way to keep control of your money and payments Reviewed on: 7th July 2026

Reliable and safe

I have used PayPal for a lot of years and not had any issues at all!. Reliable and safest way to shop online Reviewed on: 7th July 2026

Been with PayPal for many years.

Been with PayPal for many years. Never had any problems. Reviewed on: 7th July 2026

I've used the credit a few times.

I've used the credit a few times. Always worked well and it's very hepful getting the reminders that payment is due. Reviewed on: 7th July 2026

Excellent experience, easy to use and navigate.

Excellent experience, easy to use and navigate.. It makes purchases easier to pay for. It offers three to four months interest free repayment thereby making repayments stress free. Well done PayPal. Reviewed on: 7th July 2026

Excellent l, love it!

Excellent l, love it! Paying for things has never been easier and use it for everything Reviewed on: 7th July 2026

simple to use good security always ready to assist y...

simple to use good security always ready to assist you disputes handled quickly Reviewed on: 7th July 2026

It first time it good but I think PayPal credit quit...

It first time it good but I think PayPal credit quit good service Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, everything is easy to manage, and the service has always been reliable. Payments are simple to track, and customer support has been helpful whenever needed. Highly recommended Reviewed on: 7th July 2026

Good detail on transactions, excellent safety and se...

Good detail on transactions, excellent safety and security, never had a problem. Corrective actions when I make a mistake are easy to do! Reviewed on: 7th July 2026

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