Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,940 reviews, last reviewed 19th May 2026
2771300% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great easy to use app Easy to use app, supportive ans great customer service Reviewed on: 19th May 2026
Tanya C's avatar
Tanya C

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (110940)

Quick payment setup

5
Easy from start to finish. App is super easy to use Reviewed on: 30th April 2026
Will's avatar
Will

I’ve had and okay experience with my time with PayPa...

3
I’ve had and okay experience with my time with PayPal credit. Overall I think there could be more clear communication about the ts&cs regarding what happens if direct debit fails. Because of one failed pre t debit I lost my intrest fee credit and minimum payment per month. This was not clear upon signing up. Apart from that the customer service I received was decent. Reviewed on: 30th April 2026
Bethany K's avatar
Bethany K

10/10 most trustworthy payment option. A

5
I've been using PayPal for a good few years and have never had any problems. They are always helpful when applying for refunds. PPaypal is my go to payment method. I've encourage friends and family to use paypal aswell as I feel its the most secure way to pay. I typically avoid website that don't have paypal as a pay option. Reviewed on: 30th April 2026
Shelley P's avatar
Shelley P

payments always paid on time no hassle at all

5
payments always paid on time no hassle at all Reviewed on: 30th April 2026
Michael R's avatar
Michael R

Never had an issue with PayPal always easy to manage...

5
Never had an issue with PayPal always easy to manage and transfer money Reviewed on: 30th April 2026
kayleigh m's avatar
kayleigh m

Paypal are just the best.

5
Paypal are just the best. I fully trust paypal more than my own bank, the best part is if you have any purchasing issues, paypal fix it very swiftly Reviewed on: 30th April 2026
Tom's avatar
Tom

Very useful for paeasy to uselying for items

5
Very useful for palying for items Reviewed on: 30th April 2026
The Mug Man's avatar
The Mug Man

I love PayPal, it’s very safe.

5
I love PayPal, it’s very safe. Always had great experience. Reviewed on: 30th April 2026
Kasia 's avatar
Kasia

Best costumer service

5
Always been helped by costumer service when needed Reviewed on: 30th April 2026
SandroCarmelino's avatar
SandroCarmelino

Very easy to use, and safe, the rate conversion is...

5
Very easy to use, and safe, the rate conversion is a brilliant tool Reviewed on: 30th April 2026
DORIS PROCTER's avatar
DORIS PROCTER

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill