Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110913 reviews)

View other PayPal products

4.90

Based on 110,913 reviews, last reviewed 19th May 2026

2770100% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible options at competitive rates Flexible options at competitive rates Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110913)

PayPal is a useful payment method.

PayPal is a useful payment method. • It is easy and quick to use PayPal. • PayPal is good for online shopping. • Using a credit card with PayPal can be expensive. • I think bank transfer is cheaper than PayPal with a credit card. • PayPal is safe, but fees can be high. • It is better to avoid credit card transfers on PayPal. • PayPal is convenient, but not always the cheapest option. Reviewed on: 30th April 2026

PayPal is great because you can pay people securely...

PayPal is great because you can pay people securely with confidence. You can also pay in 3 and with interest free :) Reviewed on: 30th April 2026

Like the interest free pay in four option for larger...

Like the interest free pay in four option for larger purchases. Reviewed on: 30th April 2026

My number one credit provider.

My number one credit provider. Very secure and easy to use. Reviewed on: 30th April 2026

Very good experience.

Very good experience. Interest is good. Easy to use. Better than most credit card platforms. Payments are made easier through the app. Very secure payments. Reviewed on: 30th April 2026

Easy to use with helpful information

Easy to use with helpful information Reviewed on: 30th April 2026

Thanks!!

Good - they are okay - I have to add more words Reviewed on: 30th April 2026

Fantastic experience with the PayPal

Fantastic experience with the PayPal Reviewed on: 30th April 2026

Great interest rate with no fuss

Great interest rate with no fuss Reviewed on: 30th April 2026

PayPal is convenient, simple and easy to use.

PayPal is convenient, simple and easy to use. Reviewed on: 30th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3720 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52400 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub