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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180950 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180950)

So handy

Easy to use and so handy, works for me. Easy to use and easy to pay and trustworthy. Reviewed on: 7th July 2026

I have used PayPal for years wouldn’t trust anything...

I have used PayPal for years wouldn’t trust anything more Reviewed on: 7th July 2026

Quick, easy process.

Quick, easy process. Online statements and great customer service. Reviewed on: 7th July 2026

Paypal Credit is easy to use and comes in handy when...

Paypal Credit is easy to use and comes in handy when you need to spread the cost Reviewed on: 7th July 2026

Great experience to be fair and helps you out a lot...

Great experience to be fair and helps you out a lot if your struggling with finance Reviewed on: 7th July 2026

Easy to set up, just a few clicks.

Easy to set up, just a few clicks. Platform is easy to use. Takes a while for you to be able to actually use the money and there’s no where to get advice on the platform at first. But overall simple enough Reviewed on: 7th July 2026

There when I need it.

There when I need it. Good service Reviewed on: 7th July 2026

Great customer service team

Whenever I have had any issues their customer service team has helped sort it out quickly and explained it thoroughly Reviewed on: 7th July 2026

PayPal is flexible and clear to use and now with the...

PayPal is flexible and clear to use and now with the PayPal debit card even easier to use anywhere Reviewed on: 7th July 2026

Great good to have and deal with

Great good to have and deal with Reviewed on: 7th July 2026

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