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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180943 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180943)

I always choose PayPal

I feel more secure using PayPal, always supportive if I have a problem. Reviewed on: 7th July 2026

PayPal is my no.1 for more than 15 years

I am using PayPal for more than 15 years and it is brilliant service. Each transaction is smoothly and safety. Reviewed on: 7th July 2026

Always help with last minute emergencies

PayPal credit has always helped with last minute emergencies, it is quick and easy to access and should there be problems it is easy to speak to someone to sort them out Reviewed on: 7th July 2026

Paypal Credit is the easy best and trusted way to pay

I use paypal credit as my preferred way of paying for anything. It is so flexible I can choose how I want to pay back the money. I mostly choose paying back over 4 months as then I can budget how much money goes out of my account each month. It's a brilliant and easy way of banking. Reviewed on: 7th July 2026

Prompt honest service.

Prompt honest service. Excellent customer services for refunds. Reviewed on: 7th July 2026

Easy to apply and fast access

Easy to apply and fast access to the Paypal credit card. Reviewed on: 7th July 2026

Making purchases financially easier

It’s helped making purchases financially easier, with spreading the cost especially, with the 0% interest on certain purchases. Iv recommend paypal credit to everyone I know, if they need to make big purchases. Reviewed on: 7th July 2026

problems

aways up to date ,fast action if there are any problems with purchases Reviewed on: 7th July 2026

Never had any issues with paypal

Never had any issues with paypal Reviewed on: 7th July 2026

I find paypal my No 1 payment choice

I find paypal my no.1 choice for any online purchase. The different choices for payment and security is great. Reviewed on: 7th July 2026

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