Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,812 reviews, last reviewed 19th May 2026
2765450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10* Customer Service Clear and easy to understand terms. Customer service very helpful when I had to claim for a fraudulent payment from my account. Reviewed on: 19th May 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110812)

Excellent credit management via PayPal

5
Reliable and efficient. Using PayPal to manage your credit over a period of time with the many options available is a great way to manage your cash flow. Reviewed on: 30th April 2026

Simple, easy and flexible.

5
Makes paying for products and services simple and straightforward and only requires me to remember one login and password which covers all my payment options. Being able to spilt larger payments over longer periods also helps with budgeting Reviewed on: 30th April 2026

Good and easy way to pay

5
Good and easy way to pay and I like the interest free credit and easy payments Reviewed on: 30th April 2026

No Issues

5
I've never jad a problem in all the yeats I've used Paypal Reviewed on: 30th April 2026

Always been very helpful aspecially when I’ve had is...

5
Always been very helpful aspecially when I’ve had issues with companies when using the pay pal options Reviewed on: 30th April 2026

Overall great

5
So easy to use love having a link to PayPal and the option of spreading the cost of just checking out securely Reviewed on: 30th April 2026

Excellent service all round.

5
Excellent service all round. Great customer service and great communication Reviewed on: 30th April 2026

Missing parcel.

5
I had a problem with a missing parcel that seller claimed was delivered and PayPal investigated and I received a refund. Reviewed on: 30th April 2026

I am very satiesfield

5
Sometimes I have use this option because my budget sometimes does not allowed to order something in full payment. Reviewed on: 30th April 2026

Nice and easy

5
It's just easy to use and always there when you need it Reviewed on: 30th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review