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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110758 reviews)

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4.90

Based on 110,758 reviews, last reviewed 19th May 2026

2762850% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is my go to for online payments with flexible... Paypal is my go to for online payments with flexible payments and safe transactions Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110758)

I Like Your credit card service very nice

I Like Your credit card service very nice Reviewed on: 30th April 2026

Easy banking

Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026

Fantastic! PayPal is my default for everything now.

I have been using PayPal for many years now, and I'm always safe and secure making all my purchases, in person or online. The recently introduced credit cards have proven to be extremely affordable and useful, I use it for pretty much everything now, with such an easy system its difficult to use any other credit finance provider. Reviewed on: 30th April 2026

Great PayPal plus deals good customer service when h...

Great PayPal plus deals good customer service when had to clarify a charge Reviewed on: 30th April 2026

Paypal credit allows you to pay for those expenses y...

Paypal credit allows you to pay for those expenses you do not want to wait till payday, Its flexible to use and easy to repay Reviewed on: 30th April 2026

Terrible for your credit report

Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split payments over longer periods Reviewed on: 30th April 2026

Convenient and safe

PayPal is convenient and safe when using overseas merchants Reviewed on: 30th April 2026

Never had any issues.

Never had any issues and not required the use of their customer services. Reviewed on: 30th April 2026

Love using PayPal, had my account for many years and...

Love using PayPal, had my account for many years and had a very positive experience. Safe, trusted and good customer service. Reviewed on: 30th April 2026

PayPal is a convenient and widely accepted online pa...

PayPal is a convenient and widely accepted online payment platform that makes sending and receiving money quick and easy. Its interface is user-friendly, and transactions are usually fast, especially for domestic payments. It’s particularly useful for online shopping and freelancing. However, fees for international transfers and currency conversions can be high, and customer support can sometimes be slow to resolve issues. Overall, it’s a reliable service, but it’s worth being aware of the costs depending on how you use it. Reviewed on: 30th April 2026

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