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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180948 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180948)

Easy to apply and fast access

Easy to apply and fast access to the Paypal credit card. Reviewed on: 7th July 2026

Making purchases financially easier

It’s helped making purchases financially easier, with spreading the cost especially, with the 0% interest on certain purchases. Iv recommend paypal credit to everyone I know, if they need to make big purchases. Reviewed on: 7th July 2026

problems

aways up to date ,fast action if there are any problems with purchases Reviewed on: 7th July 2026

Never had any issues with paypal

Never had any issues with paypal Reviewed on: 7th July 2026

I find paypal my No 1 payment choice

I find paypal my no.1 choice for any online purchase. The different choices for payment and security is great. Reviewed on: 7th July 2026

Best payment method

Never any problems you can buy smaller items and pay back the minimum required or pay more Reviewed on: 7th July 2026

PayPal my guardian angel

I do feel safe using PayPal as there are a number of rouge traders out there and using PayPal has helped me get my money back. Reviewed on: 7th July 2026

Great customer service, apart from the extra layer o...

Great customer service, apart from the extra layer of security using PayPal, if you have any problems they look into your case and make quick decisions Reviewed on: 7th July 2026

Convenient and easy to manage.

Convenient and easy to manage. App provides all the information you need. Links across all major retailers. Reviewed on: 7th July 2026

PayPal the best

I’ve had a really positive experience using PayPal. The Pay in 3 option has been brilliant for making bigger purchases more manageable, such as buying a new cooker or washing machine, without having to pay the full amount all at once. The PayPal Credit option has also been really useful, especially around Christmas and birthdays when there are extra expenses. It gives me the flexibility to spread the cost and helps me budget without feeling overwhelmed. Overall, I find PayPal easy to use, reliable, and a great way to manage larger purchases and seasonal spending. Reviewed on: 7th July 2026

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