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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180941 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180941)

Great customer service, apart from the extra layer o...

Great customer service, apart from the extra layer of security using PayPal, if you have any problems they look into your case and make quick decisions Reviewed on: 7th July 2026

Convenient and easy to manage.

Convenient and easy to manage. App provides all the information you need. Links across all major retailers. Reviewed on: 7th July 2026

PayPal the best

I’ve had a really positive experience using PayPal. The Pay in 3 option has been brilliant for making bigger purchases more manageable, such as buying a new cooker or washing machine, without having to pay the full amount all at once. The PayPal Credit option has also been really useful, especially around Christmas and birthdays when there are extra expenses. It gives me the flexibility to spread the cost and helps me budget without feeling overwhelmed. Overall, I find PayPal easy to use, reliable, and a great way to manage larger purchases and seasonal spending. Reviewed on: 7th July 2026

Excellent

Easy to use. Easy sign up. Straight forward no hidden charges Reviewed on: 7th July 2026

I have been using Paypal for over 10 years and never...

I have been using Paypal for over 10 years and never had any issues. Had to use Customer Service only once, and they were very helpful. Reviewed on: 7th July 2026

For the people.

Great service, providing funds when needed, the recent introduction of physical credit and debit cards just makes spreading the cost more available. In situations where I would have been deal with unfairly, customer service were there to guide and assist with getting my refunds. Reviewed on: 7th July 2026

Very good with disputes

Very good with disputes will help sort it out or refund your money Reviewed on: 7th July 2026

Fantastic customer service and customer support

Fantastic customer service and customer support Reviewed on: 7th July 2026

Flexible, easy to use, very convenient

Flexible, easy to use, very convenient Reviewed on: 7th July 2026

Very professional and easy to use

Very professional and easy to use Reviewed on: 7th July 2026

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