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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180938)

Very useful credit tool for purchasing, with good cu...

Very useful credit tool for purchasing, with good customer service Reviewed on: 7th July 2026

Clear, simple and reliable

PayPal credit is a simple and reliable payment method with clear instructions for use! Reviewed on: 7th July 2026

Very easy to use, convenient way to pay, no hassles...

Very easy to use, convenient way to pay, no hassles at all Reviewed on: 7th July 2026

Excellent provider and so easy to use

Excellent provider and so easy to use Reviewed on: 7th July 2026

Just excellent

I have been using PayPal for many years and the service they provide is excellent. I have PayPal credit also and a PayPal debit card which earns points I can spend on anything. if I’ve ever had problems with a payment or something I wasn’t sure about their customer service team resolve it straight away you don’t have to wait in line on the phone for hours I love using PayPal Reviewed on: 7th July 2026

Found pay pal very useful easy to use secure payemen...

Found pay pal very useful easy to use secure payements not had any problems with payements and refunds Reviewed on: 7th July 2026

Total Peace of Mind

PayPal has been my go to for online payments for years, and it never disappoints. The platform is incredibly user-friendly, making checkouts fast and seamless across countless websites.What I appreciate most is the peace of mind it offers; knowing my financial details are secure and backed by reliable purchase protection lets me shop with total confidence. Whether I'm sending money to friends, handling business transactions, or just buying everyday items, PayPal makes the entire process effortless and secure. Highly recommended! Reviewed on: 7th July 2026

Very convenient.

Very convenient. Any issues paypal deal with peace of mind for the buyer. Reviewed on: 7th July 2026

Very good service, easy to use, Ive used them a lot...

Very good service, easy to use, Ive used them a lot as a result Reviewed on: 7th July 2026

Always super easy to use PayPal credit, any issues I...

Always super easy to use PayPal credit, any issues I have had, they have been resolved promptly. The app is also a great tool to use and makes paying off my credit feel so easy and smooth. Super useful! Reviewed on: 7th July 2026

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