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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180937)

Good service, but cannot transfer balance

The interest rate is high and you cannot transfer the balance to another credit card to help manage this and reduce debt. Reviewed on: 7th July 2026

It is very handy for spreading the cost or treating...

It is very handy for spreading the cost or treating myself in the spare of the moment Reviewed on: 7th July 2026

Simple to use with no issues, have used a few times,...

Simple to use with no issues, have used a few times, quick and easy Reviewed on: 7th July 2026

I've found paypal to be much more than a payment pro...

I've found paypal to be much more than a payment provider. When money was tight they supplied credit, and when buyers have had an issue they have mediated. Paypal provides a reassurance that my money is being handled safely. Reviewed on: 7th July 2026

PayPal - An Easy Customer Experience

PayPal provides an easy customer experience alongside security when purchasing online. The addition of PayPal points is another good customer provision which has saved me money on purchases. Reviewed on: 7th July 2026

Always have positive experiences if I encounter any...

Always have positive experiences if I encounter any issues they are always sorted out in good time Reviewed on: 7th July 2026

Great service

Very easy to purchase anything with paypal Reviewed on: 7th July 2026

that often

Something I don’t use that often Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The account is easy to manage, payments are simple to make, and I appreciate the flexibility it provides. Overall, it’s a reliable service that has made managing my purchases much easier. I would happily recommend PayPal Credit to anyone looking for a convenient and trusted payment option. Reviewed on: 7th July 2026

Good experience and excellent service, the informat...

Good experience and excellent service, the information of the products is accurate Reviewed on: 7th July 2026

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