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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110636 reviews)

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4.90

Based on 110,636 reviews, last reviewed 19th May 2026

2757150% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great for reward scheme points. Great for reward scheme points. Shame that I can't make certain payments over the phone with some providers. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110636)

Using PayPal

I have been using PayPal for a few years now. It's a very convenient and safe way to pay. I've had very little issues, which have always been sorted and refunded. I recently starting using the debit card, which is great. I have recommended to family and friends to use PayPal Reviewed on: 30th April 2026

Must have finance app

Really good. Helpful to have to help with finances Reviewed on: 30th April 2026

8yrs of PayPal and PayPal Credit

I have used PayPal and PayPal Credit for over 8 years and have always found it a straightforward and easy to use payment platform. I think the interest free repayment on larger purchases as well as the pay-in-3 options are great for payment flexibility. In recent years the app has also improved significantly. Reviewed on: 30th April 2026

Using PayPal consistently has simplified my online f...

Using PayPal consistently has simplified my online finances. It eliminates the need to enter card details repeatedly, making checkouts faster and more secure across various platforms. The mobile app is intuitive for tracking subscriptions and sending money to friends instantly. It remains my most trusted digital wallet for daily transactions. Reviewed on: 30th April 2026

Very happy with my experience and the service provided.

Very happy with my experience and the service provided. It's easy to use and to manage which is also very important to me. Reviewed on: 30th April 2026

Always highly professional service

Always highly professional service Reviewed on: 30th April 2026

PayPal is an efficient and secure way to make paymen...

PayPal is an efficient and secure way to make payments with the added benefit of spreading payments. Reviewed on: 30th April 2026

Good and efficient.

Good and efficient. Easy to use and secure Reviewed on: 30th April 2026

If have any problems with a seller PayPal resolves...

If I have any problems with a seller PayPal resolves it as soon as possible perhaps faster than my own bank but also you get better protection on your debit card than your own bank offers. Reviewed on: 30th April 2026

Had PayPal for years would recommend as PayPal is so...

Had PayPal for years would recommend as PayPal is so easy to use Reviewed on: 30th April 2026

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