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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180934)

Very easy and simple to use , very high standards o...

5
Very easy and simple to use , very high standards of customer service and always happy to help Reviewed on: 7th July 2026

Easy to use, excellent problem resolution.

5
Easy to use, excellent problem resolution. Helpful support. Reviewed on: 7th July 2026

Its PayPal ..The Best

5
What a great App and experience,trusted company with great results . Reviewed on: 7th July 2026

PayPal for me is safe and reliable.

5
PayPal for me is safe and reliable. All that you need is right there on the App. so many options and benefits like earning rewards & saving. Reviewed on: 7th July 2026

Arnie’s Angles

5
PayPal is very easy to use and you know you are supported. Helps to pay items over a long period during expensive times. Reviewed on: 7th July 2026

Always there to protect us and easy to verify things...

5
Always there to protect us and easy to verify things and see what is outstanding Reviewed on: 7th July 2026

PayPal helps me spread the cost of purchases.

5
PayPal helps me spread the cost of purchases. Pay in 3 interest payments. Reviewed on: 7th July 2026

I had an issue with an item I bought and PayPal sor...

5
I had an issue with an item I bought and PayPal sorted it out with no stress at all .plus it’s so easy to pay with Reviewed on: 7th July 2026

Excellent service

5
I use PayPal credit and PayPal pay in 3 to help balance my finances and my busy family life. Reviewed on: 7th July 2026

PayPal is the secure and easy method.to make payments..

5
Using PayPal since it’s early inception, it is a fabulous service for online payments, especially when something is just too much in one hit, but spread over three enables being able to purchase. The security so far is also great whereas having to put in card details for transactions otherwise, opens up a myriad of potentially dangerous access by unscrupulous individuals into bank accounts. Being apprised of all the details as the transaction proceeds is flawless. Thank you PayPal. Reviewed on: 7th July 2026

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