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PayPal: PayPal Credit reviews

4.90
Based on 110,611 reviews, last reviewed 19th May 2026
2756000% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Paypal should call customers to check in when their... Paypal should call customers to check in when their is a delay Reviewed on: 19th May 2026
Jacstewart Stewart's avatar
Jacstewart Stewart

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110611)

I have been using paypal for years and never had iss...

5
I have been using paypal for years and never had issues. They always resolve things if i get issues with sellers. Reviewed on: 30th April 2026

Fantastic service, will continue to use.

5
I have never had a bad experience using PayPal, always reliable, whether it's from my credit account, debit card or Klarna. Reviewed on: 30th April 2026

Simple payment plan

5
Simple payment plan has made buying an expensive product within my reach and more affordable. easy to pay and no risk. Reviewed on: 30th April 2026

PayPal is secure and very easy to use and in event o...

5
PayPal is secure and very easy to use and in event of a problem very fair and quick to sort out the issues. Reviewed on: 30th April 2026

The original and still the best.

5
I've been using PayPal for over 20 years and choose it when it's an option for any online purchase. I know there are competitors but none offer the same value of offers or payment plans that PayPal do. Reviewed on: 30th April 2026

Useful tool.

5
Useful tool. Feels more secure when buying things. Reviewed on: 30th April 2026

never had an issue

5
Been with PayPal for years never had an issue Reviewed on: 30th April 2026

I have found PayPal credit very useful in managing m...

5
I have found PayPal credit very useful in managing my budget, with great interest-free period Reviewed on: 30th April 2026

Always a god send when needed.

5
Always a god send when needed. Excellent way to pay interest free for holidays Reviewed on: 30th April 2026

PayPal is easy to use.

5
PayPal is easy to use. Splendid and manageable Reviewed on: 30th April 2026

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