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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180933)

Refund processed

Had issues with a purchase. PayPal dealt with my case super quick and refunded after the seller was making things difficult due to an error they had made, very happy with the outcome and customer service was excellent. Reviewed on: 7th July 2026

Faultless flexibility

I always use paypal for spreading the cost and i love it :) Reviewed on: 7th July 2026

Paypal makes it easy for people to get credit and yo...

Paypal makes it easy for people to get credit and you get paid quicker than when invoicing individuals and businesses. People trust paypal. Reviewed on: 7th July 2026

Maybe a physical credit card too?

TBH I signed up assuming you actually issued a credit card! That might not be such a stupid idea, hence I am sending the message. Using credit in Paypal when I can just put it straight on to an existing credit card doesn't make a whole lot of sense to me, but I can appreciate for some it might be what they are after. Reviewed on: 7th July 2026

Good service

Never had a problem with purchases Reviewed on: 7th July 2026

Safety buying online

Feels so much saver when I am buying online Reviewed on: 7th July 2026

Older person friendly!

Always easy to use, even for a technophobe! Good customer service and support. Reviewed on: 7th July 2026

So easy to use

Very easy to use, no additional third party involved. Reviewed on: 7th July 2026

Great Easy to use no stress issues sorted out quickly

Easy to use no stress issues sorted out quickly Reviewed on: 7th July 2026

Turn a reproach into blessing

When I needed assistance PayPal was there to save me Reviewed on: 7th July 2026

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