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PayPal: PayPal Credit reviews

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4.90
Based on 110,568 reviews, last reviewed 19th May 2026
2753950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and the 3 split payment is great and f... Great service and the 3 split payment is great and flexible Reviewed on: 19th May 2026
Anon's avatar
Anon

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110568)

I'd highly recommend!

5
Brilliant as always, really easy to use features and reassuring customer service at the tap of a button. Would definitely recommend! Reviewed on: 30th April 2026
Billy J's avatar
Billy J

Simple banking

5
I’ve always had easy clear transactions through PayPal. When I’ve needed to speak to someone they have always been polite and informative Reviewed on: 30th April 2026
Tammy G's avatar
Tammy G

Eazi pezi

5
Very easy platform to navigate, credit and pay in three options are great for spreading the cost, good for sending and receiving money Reviewed on: 30th April 2026
Dodge F's avatar
Dodge F

Every time I use, no issues.

5
Every time I use, no issues. Always stick to schedule. Reviewed on: 30th April 2026
Vaidas's avatar
Vaidas

I use paypal all the time, i trust it and have never...

5
I use paypal all the time, i trust it and have never had a problem with getting refunds or sorting problems out that may arrise. The paypal credit function is a fantastic option and there when you need it. Reviewed on: 30th April 2026
Paul t's avatar
Paul t

Easy and convenient

5
Always finding PayPal super easy and convenient to use with different payment options Reviewed on: 30th April 2026
Amanda 's avatar
Amanda

I like pay Pal credit as spreading the cost can be r...

5
I like pay Pal credit as spreading the cost can be really helpful at times when on a monthly salary.We also use PayPal credit to buy tools for our business as some can be costly at times and spreading the cost it made easy when needing it asap Reviewed on: 30th April 2026
Alex's avatar
Alex

Ease of use at 0% interest for the 1st 4 months

5
I have used PayPal credit as my first choice when I’ve needed to make purchases when I’ve struggled to pay upfront on online purchases solely because of 0% interest for 4 months and complete ease of use. Reviewed on: 30th April 2026
Hayley B's avatar
Hayley B

PayPal makes paying for everything so much easier

5
Adding the PayPal debit card to my line up has changed the way I shop and made my money go much further Reviewed on: 30th April 2026
David M's avatar
David M

I always use PayPal rather than my credit cards.

4
I always use PayPal rather than my credit cards. Gives you flexible payment option and it can’t be use everywhere. Reviewed on: 30th April 2026
Gokhan A's avatar
Gokhan A

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