Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181034)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Long ti e customer with nothing but praise

5
I've been utilising PayPal and PayPal Credit for many years and I can't complain in any way. Top notch service! Reviewed on: 13th July 2026

Fast, secure, reliable.

5
Fast, secure, reliable. I prefer using PayPal whenever applicable. Reviewed on: 13th July 2026

I have been using paypal instead of my credit card

5
I have been using paypal instead of my credit card Reviewed on: 13th July 2026

PayPal credit opens doors for consumers

5
PayPal credit gives consumers a very flexible and hassle free way to make both small and large purchases. The service has enabled me to make emergency purchases I would of struggled with and the occasional treat. PayPal credit opens doors for people. Reviewed on: 13th July 2026

Good, no problems and always helpful if I need anyth...

5
Good, no problems and always helpful if I need anything Reviewed on: 13th July 2026

Find the paypal app and its use really easy.

5
Find the paypal app and its use really easy and straight forward Reviewed on: 13th July 2026

always found the service efficient

5
always found the service efficient Reviewed on: 13th July 2026

PayPal helped me to buy things in instalments

5
PayPal helped me to buy things in instalments Reviewed on: 13th July 2026

Easy to use and manage, quick service helps manage p...

5
Easy to use and manage, quick service helps manage payments Reviewed on: 13th July 2026

It was good and easy for me to do any...

5
It was good and easy for me to do any transactions Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101209 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products