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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Great app

Useful and handy to use easy to use app and make payments Reviewed on: 7th July 2026

I have used PayPal for a long time

I have used PayPal for a long time and they have been there for me when I have needed them. When I needed a refund, or to mediate between a difficult seller. Nothing bad to say. Reviewed on: 7th July 2026

Been using PayPal for a few years and it has been a...

Been using PayPal for a few years and it has been a life saver in the times of need. Never had any real issues with using PayPal and when I have I’ve been to contact someone and the issue has always been resolved in the fastest way possible and any misunderstanding from my side has always been explained clearly. I always recommend PayPal to anyone who is looking to use their money smartly Reviewed on: 7th July 2026

Easy & efficient to use on a daily basis 99% of comp...

Easy & efficient to use on a daily basis 99% of companies accept PayPal as payment Reviewed on: 7th July 2026

PayPal Credit is easy to use

PayPal Credit is easy to use. The app is simple and customer service os very good Reviewed on: 7th July 2026

I have used PayPal for years, and I've never had any...

I have used PayPal for years, and I've never had any issues. I've always trusted PayPal with online transactions over using any other payment method. If I've had any problems with my transactions, i have been able to speak to an agent almost immediately and it has been resolved in a timely manner. Reviewed on: 7th July 2026

Excellent love i can pay with PayPal, and easy to se...

Excellent love i can pay with PayPal, and easy to set up. Definitely worth having Reviewed on: 7th July 2026

Helped my business grow,especially the buy and pay i...

Helped my business grow,especially the buy and pay in 3 instalments Reviewed on: 7th July 2026

PayPal has consistently provided an excellent servic...

PayPal has consistently provided an excellent service experience. Their platform is reliable, secure, and easy to use, with transactions processed efficiently and without issues. Customer support has been responsive when needed, and overall they have proven to be a trusted and dependable payment provider. I would highly recommend PayPal based on my experience. Reviewed on: 7th July 2026

Life saver

PayPal credit helped me in my very hard time. Reviewed on: 7th July 2026

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