Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,220 reviews, last reviewed 19th May 2026
2737850% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I can pay overtime and im allowed to borrow money th... I can pay overtime and im allowed to borrow money through paypal credit Reviewed on: 19th May 2026
Shajna's avatar
Shajna

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110220)

I’ve had a really positive experience using PayPal.

5
I’ve had a really positive experience using PayPal. It’s a reliable and secure platform that makes sending and receiving money incredibly easy. The app is user-friendly, and transactions are usually quick, which is especially helpful for both online shopping and transferring money to friends or family. One of the best features is the buyer protection, which gives peace of mind when purchasing from new or unfamiliar sellers. I also like that my card details are kept private, adding an extra layer of security. While there can be some fees for certain transactions, the convenience and trustworthiness of the service make it worth it. Overall, PayPal is a great option for anyone looking for a simple, safe, and widely accepted payment method. Reviewed on: 29th April 2026

Clear and easy each time I use PayPal

5
Clear and easy each time I use PayPal Reviewed on: 29th April 2026

PayPal always there to. Help

5
Always trust PayPal had a fraudulent payment taken and PayPal looked. Into. It and I had my refund Reviewed on: 29th April 2026

PayPal is easy to use and the payment plan is...

5
PayPal is easy to use and the payment plan is flexible Reviewed on: 29th April 2026

Trusted name

5
Ive used pay pal for years the fact i can link my cards to the app allows the thought that this trusted name has your back Reviewed on: 29th April 2026

Very organised and enjoy using PayPal

5
Very organised and enjoy using PayPal Reviewed on: 29th April 2026

Easy safe way to pay and offers flexibility with pay...

5
Easy safe way to pay and offers flexibility with payments Reviewed on: 29th April 2026

Secure and easy method of payment.

5
Secure and easy method of payment. App navigation is clear and precise, scheduling payments for when it is most convenient to the customer. Automatically connected to chosen bank account. Customer service and response time are excellent. Multiple different options available for customers. Reviewed on: 29th April 2026

Very ready to answer and always answers all questions

5
Very ready to answer and always answers all questions Reviewed on: 29th April 2026

Paypal has been a firm favourite of mine for purchas...

5
Paypal has been a firm favourite of mine for purchases it gives you an extra layer of protection Reviewed on: 29th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review