Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110228 reviews)

View other PayPal products

4.90

Based on 110,228 reviews, last reviewed 19th May 2026

2738200% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel secure and this is a fantastic way to... I feel secure and this is a fantastic way to pay or buy Reviewed on: 19th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (110228)

It is easy to manage your payments

It is easy to manage your payments Reviewed on: 29th April 2026

Always great.

Always great. Happy to use PayPal for so many years. Reviewed on: 29th April 2026

very convenient way to pay also instalment options c...

very convenient way to pay also instalment options complete with reward points. safe on the knowledge that if anything goes wrong, it gets sorted out quickly and no fuss Reviewed on: 29th April 2026

A easy way

Easy to navigate the payments,handy and fast application Reviewed on: 29th April 2026

Probably best to check it out for yourself

Always helpful when needed help very positive thoughts about payment plans Reviewed on: 29th April 2026

I find the interest 0% gives me 4 months to pay grea...

I find the interest 0% gives me 4 months to pay great for spreading at no extra cost Reviewed on: 29th April 2026

Been with Paypal for a long time, never had any issues.

Been with Paypal for a long time, never had any issues. Any time I've had queries or worries about transactions, they've responded quickly and always have my back. The only criticism I have is the interface, it can be confusing sometimes trying to click into transactions for more info. Otherwise, brilliant Reviewed on: 29th April 2026

I try to use PayPal for everything and the added ben...

I try to use PayPal for everything and the added benefits of Paypal Debit is such an added bonus. Never had any issues. Reviewed on: 29th April 2026

Very happy, easy to use.

Very happy, easy to use. Use pay pal for many years Reviewed on: 29th April 2026

Great all-rounder for payment options.

Love using Paypal but the time it takes for some payments to leave your account is frustrating. It's not an instant payment method but I still like the security of PayPal and the payment options it offers. Reviewed on: 29th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 52105 reviews
Payments
from PayPal 4.91 from 3720 reviews
Credit card
from PayPal 4.90 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub