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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Reliable and flexible banking option.

Reliable and flexible banking option. Reviewed on: 7th July 2026

very good credit with 0% interest over 4 months

very good credit with 0% interest over 4 months Reviewed on: 7th July 2026

Great company

Always great service from PayPal Reviewed on: 7th July 2026

Extra layer of security and peace of mind !

Paypal has always been my way of payment. One can use payment methods which otherwise one can’t use such as some sites do t accept Amex whereas one can use Paypal and then pay via Amex also extra layer of protection from online frauds. Pay in 3 with 0% is a handy tool to buy holidays and expenses items Reviewed on: 7th July 2026

Love using PayPal, very good and they always have fa...

Love using PayPal, very good and they always have fast communication if there’s any problems Reviewed on: 7th July 2026

Excellent service.

Very good choices and service. I have had no problems with PayPal, in 17 years. Reviewed on: 7th July 2026

Very efficient

Any problems are dwelt with quickly Reviewed on: 7th July 2026

Value for money and a help in hand

Paypal is user friendly and very good in supporting those who cant make oayments straight away Reviewed on: 7th July 2026

Paypal is my safety net.

Paypal is my safety net. I don't buy on Facebook any other way. In the past I've ordered things which hasn't come as expected or not the same as you thought it would be. Paypal got your back. Reviewed on: 7th July 2026

Have always had good all round service with paypal.

Have always had good all round service with paypal. Reviewed on: 7th July 2026

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