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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Good value

It was a easy and pleasant experiance Reviewed on: 7th July 2026

It was good to have the option to be able to pay it...

It was good to have the option to be able to pay it as and when as it was only a festival, it’s nice today, but you can be able to go and not worry about paying off a lump sum Reviewed on: 7th July 2026

Bit fustrating trying to get your money back when an...

Bit fustrating trying to get your money back when an item dosent arrive Reviewed on: 7th July 2026

Easy website to navigate, good payment options and c...

Easy website to navigate, good payment options and communication Reviewed on: 7th July 2026

Always use PayPal as it’s easy and feels secure

Always use PayPal as it’s easy and feels secure Reviewed on: 7th July 2026

Great customer service when you need it if there are...

Great customer service when you need it if there are issues with payments or failure by a company to deliver satisfactory services. Reviewed on: 7th July 2026

Using PayPal gives me peace of mind when making purc...

Using PayPal gives me peace of mind when making purchases knowing its more secure, quick and easy. Reviewed on: 7th July 2026

Well done PayPal

I always feel as though PayPal has my back when paying for things, especially over the Internet. It acts as a buffer which is very useful Reviewed on: 7th July 2026

Great customer service, very helpful.

Helped when I’d accidentally purchased multiple of the same item one of which I’d used the pay in three for. They sorted out all refunds and ensured the payment plan was cancelled, everything was relatively easy and straightforward and it was done for me. Great customer service. Reviewed on: 7th July 2026

flawless and friendly

The whole process was flawless and friendly, thank you Reviewed on: 7th July 2026

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