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PayPal: PayPal Credit reviews

4.90
Based on 110,234 reviews, last reviewed 19th May 2026
2738500% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelllent and easy to manage as you do not share ba... Excelllent and easy to manage as you do not share bank details Reviewed on: 19th May 2026
Kelli M's avatar
Kelli M

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110234)

Excellent app finance, been using PayPal for so many...

5
Excellent app finance, been using PayPal for so many years and never let me down Reviewed on: 29th April 2026

I regularly use PayPal for all my online transaction...

5
I regularly use PayPal for all my online transactions and find it very satisfying and rewarding. The customer service team are very friendly and helpful and they have always been very supportive. I will continue to use my PayPal account for all my purchases going forward as I am confidant that my money is always covered by their wonderful service and PayPal guarantee. Reviewed on: 29th April 2026

Ready Cash

5
Excellent Company. However, would like quicker payment updates please Reviewed on: 29th April 2026

Excellent service very easy to use App

5
Excellent service very easy to use App Reviewed on: 29th April 2026

So easy to apply very helpful very easy and quick to...

5
So easy to apply very helpful very easy and quick to apply for the credit card Reviewed on: 29th April 2026

My family has now used PayPal for now 2 Generations.

5
Amazing service, my family has used PayPal for now 2 generations. Brilliant service when needed, a rarity amongst companies these days… however they need to keep respecting long term users and not forget where they began. Sometimes you begin to feel taken for granted, more credit offers / incentive's should be given to long term users. Reviewed on: 29th April 2026

A convenient and safe way to pay bills on line.

5
A convenient and safe way to pay bills on line. I use a lot when at wetherspoons. Reviewed on: 29th April 2026

Very good experience with PayPal

4
Very good experience with PayPal Reviewed on: 29th April 2026

Good service provider

5
Good experience good satisfaction Reviewed on: 29th April 2026

Very good experience but please upgrade my limit ple...

5
Very good experience but please upgrade my limit please :) Reviewed on: 29th April 2026

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