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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Great way to pay plenty of payment options.

Great way to pay plenty of payment options. We use it as a family to transfer money to each other Reviewed on: 7th July 2026

Always use PayPal

Always use PayPal. Simple, safe and easy way to pay for things. You know your transaction is safe. If any issue they are looking into it quickly for you. Hassle free Reviewed on: 7th July 2026

When I pay for something I feel protected when I go...

When I pay for something I feel protected when I go through PayPal I have no problem with PayPal when someone tried to use my PayPal for an unauthorized payment PayPal was brilliant stopping the payment going through Reviewed on: 7th July 2026

Always good way to pay if you have any problems cust...

Always good way to pay if you have any problems customer service are excellent Reviewed on: 7th July 2026

Easy to apply fast response great welcome offer save...

Easy to apply fast response great welcome offer saved £20 off my first purchase with PayPal credit. Easy to use Reviewed on: 7th July 2026

My Experience

It’s very easy to use system and it gives you that reassurance you need with the amount of scams and scammers now opersting Reviewed on: 7th July 2026

Very good

Brilliant for it help if you need something now Reviewed on: 7th July 2026

Easy to use and clear updates/info

The app is clear & easy to use and PayPal communicate any updates or changes in a timely & clear way. Reviewed on: 7th July 2026

I never had an issue , with PayPal .

I never had an issue , with PayPal . Always on top and always helpful. Reviewed on: 7th July 2026

Paypal credit offers a covient and good value for mo...

Paypal credit offers a covient and good value for money service. It is also easy to keep track of spending usung the app and also easy to make payments to paypal credit. Reviewed on: 7th July 2026

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