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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,240 reviews, last reviewed 19th May 2026
2738800% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using it is a breeze It is so easy to use and considerably less complicated than other systems I have tried. Reviewed on: 19th May 2026
John B's avatar
John B

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110240)

Easy payments no hassles safe and stress free

5
Easy payments no hassles safe and stress free Reviewed on: 29th April 2026
Clive j's avatar
Clive j

been using paypal for few years now and I can say th...

5
been using paypal for few years now and I can say that it is quite easy and reliable mode of payment Reviewed on: 29th April 2026
Diosa D's avatar
Diosa D

I love PayPal, use it for most of my big purchases a...

5
I love PayPal, use it for most of my big purchases and some smaller I want to split into three instalments. Highly recommend Reviewed on: 29th April 2026
Catherine Hern's avatar
Catherine Hern

They don't listen to you if you raise a dispute, the...

3
They don't listen to you if you raise a dispute, they side with the retailer without even considering your evidence or addressing it Reviewed on: 29th April 2026
H h's avatar
H h

Shop with excellence

5
Every time I purchase there is no problem using PayPal Reviewed on: 29th April 2026
John c's avatar
John c

Am dislexic and find it easy to understand, it's qui...

5
Am dislexic and find it easy to understand, it's quick to pay someone and someone to pay me, 3 payment plan keeps my credit score high Reviewed on: 29th April 2026
Mr M's avatar
Mr M

Easy to contact customer services

4
Easy to contact customer services Reviewed on: 29th April 2026
Siawillow 's avatar
Siawillow

Fantastic, excellent service and great customer sati...

5
Fantastic, excellent service and great customer satisfaction. Reviewed on: 29th April 2026
Husan m's avatar
Husan m

My favourite way to pay

5
I’ve been using PayPal for years, and it continues to be one of the most reliable and convenient payment platforms out there. The interface is clean, transactions are fast, and the security features give real peace of mind when sending or receiving money online. What really stands out is the global reach — whether I’m paying for services, shopping internationally, or transferring funds to friends and family, everything feels seamless and trustworthy. Dispute resolution is straightforward, and the added buyer protection makes online purchases far less stressful. Overall, PayPal strikes the perfect balance between simplicity and robust functionality. It’s a platform I genuinely depend on and confidently recommend to anyone who values speed, security, and convenience in digital payments. Reviewed on: 29th April 2026
Mollie Baldwinson's avatar
Mollie Baldwinson

Its easy for shopping.

5
Its easy for shopping. And i can shopping my favorite items.and quality. Reviewed on: 29th April 2026
Gulsen Mehmet's avatar
Gulsen Mehmet

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