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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110264 reviews)

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4.90

Based on 110,264 reviews, last reviewed 19th May 2026

2739800% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always good service on the app on on the phone. Always good service on the app on on the phone. No long waiting either. Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (110264)

Great never had a problem low interest rates

Great never had a problem low interest rates Reviewed on: 29th April 2026

The PayPal is the smartest company, always help and...

The PayPal is the smartest company, always help and everything is resolved correctly and fast. All payments true PayPal is safe and easy to operate. Reviewed on: 29th April 2026

Been using PayPal for nearly 20 years.

Been using PayPal for nearly 20 years. I wouldnt use anything else to pay for items online. PayPal makes online purchases feel safe and looked after. Reviewed on: 29th April 2026

PayPal is very convenient payment app.

PayPal is very convenient payment app. My favourite feature is the online payment protection and the dispute resolution service, which is super helpful. I also love the pay on 3 and credit offering and I definitely. Look for shops with PayPal checkouts. Reviewed on: 29th April 2026

PayPal is fast, easy to use, and widely accepted for...

PayPal is fast, easy to use, and widely accepted for online payments. It’s reliable and makes sending and receiving money simple. Sometimes there can be account limits, but overall it works very well. Overall: a great and convenient service. (8/10) Reviewed on: 29th April 2026

I have had only pleasant experiences with PayPal and...

I have had only pleasant experiences with PayPal and customer service when I have needed to have been very helpful Reviewed on: 29th April 2026

Very helpful and hassle free.

Very helpful and hassle free. Definitely recommend over other banks Reviewed on: 29th April 2026

Always good never had issues

Always good never had issues since starting an account Reviewed on: 29th April 2026

Great experience in all areas n r ber had any issues...

Great experience in all areas n r ber had any issues or problems along the way from paying buying ordering all have been so smooth Reviewed on: 29th April 2026

Good service, interest rate could be lower.

Good service, interest rate could be lower. Reviewed on: 29th April 2026

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