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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Reliable and Convenient

I’ve been using PayPal for years, and it has consistently been reliable and easy to use. I appreciate the added buyer protection when shopping online, as it gives me extra peace of mind. Overall, it has made online transactions much more convenient. Payments could be a bit faster, though, which is why I’m giving it 4 stars. Reviewed on: 7th July 2026

Every purchase you get the option to pay of in 3 whi...

Every purchase you get the option to pay of in 3 which works well for me Reviewed on: 7th July 2026

Best provider

Safe, easy to use and flexible. My go to payment provider. Reviewed on: 7th July 2026

Excellent service easy to use very helpful

Excellent service easy to use very helpful Reviewed on: 7th July 2026

Always working quickly and efficiently

Always working quickly and efficiently Reviewed on: 7th July 2026

PayPal, the best way to pay

I love having PayPal, I love the security that comes with using PayPal to pay for things, I love knowing that PayPal has my back and that no matter what happens when I pay for something using PayPal that I’m safe Reviewed on: 7th July 2026

I feel completely safe using PayPal.

I feel completely safe using PayPal. I would only ever use an online transaction using PayPal. Reviewed on: 7th July 2026

Always easy to use and kept up to date with all tran...

Always easy to use and kept up to date with all transactions Reviewed on: 7th July 2026

Flexible payment terms, which are suitable for every...

Flexible payment terms, which are suitable for every budget. Great customer service Reviewed on: 7th July 2026

It's quick and makes transaction easy.

It's quick and makes transaction easy. I use paypal for most of my purchases rather than using my normal banking services as the interest charges are better. I have not applied for the PayPal credit card yet as I don't feel the need to but that's a great addition yo their service and I may use it in the future Reviewed on: 7th July 2026

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