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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

I like the flexibility of paying via PayPal and I kn...

5
I like the flexibility of paying via PayPal and I know that my payment is protected. The pay in three and pay later options I use all the time. Reviewed on: 7th July 2026

Seamless buying power

5
Seamless buying power matched with 4 months interest free credit is a game changer Reviewed on: 7th July 2026

thank you PayPal

5
have used PayPal for years - have only good to say - trusted and dependable Reviewed on: 7th July 2026

It is very easy to use

5
It is very easy to use ………………………. Reviewed on: 7th July 2026

PayPal credit is an excellent option

5
PayPal credit is an excellent option to use, very easy to set up and pay for things online. Reviewed on: 7th July 2026

Top credit

5
Fantastic way to spread the cost of your purchases Reviewed on: 7th July 2026

Quick & easy to use

5
Quick & easy to use and several payment options all accessible via the app. Reviewed on: 7th July 2026

Convenient to use and user friendly.

5
Convenient to use and user friendly. Never had any issues Reviewed on: 7th July 2026

Easy in every detail , attentive service if needed

5
Easy in every detail , attentive service if needed Reviewed on: 7th July 2026

Very good and secure service always.

5
Easy to use and very, very reliable and secure. Always there to sort any problems with faulty or wrongly advertised goods. Reviewed on: 7th July 2026

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