Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,312 reviews, last reviewed 19th May 2026
2741950% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy card /Easy use for perfect perches Easy use for perfect perches on line and some free credit Reviewed on: 19th May 2026
Meme's avatar
Meme

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110312)

PayPal is honestly a financial breath of fresh air!

5
Paypal have an always dealt with any issues promptly and professionally. It offers me a way to buy the things I want at a way I can manage without allowing me to spiral into debt. Paypal is a sensible lender and I feel protected when I make purchases online. Reviewed on: 29th April 2026

Straight forward and easy to manage money matter and...

5
Straight forward and easy to manage money matter and credit Reviewed on: 29th April 2026

PayPal is causing me severe anxiety!

3
I keep getting messages saying I've spent money but I haven't and when I check my PayPal account, the amounts are not showing Reviewed on: 29th April 2026

Paypal is a great flexible way to pay.

5
Paypal is a great flexible way to pay. Reviewed on: 29th April 2026

Needs quicker update

4
The system does not update quick enough. Some times you have to wait long or days to see you all transactions. A bit dated . Needs improvement Reviewed on: 29th April 2026

Great communication and accessibility

5
Great communication and accessibility Reviewed on: 29th April 2026

Paypal service

5
Simple method for payment of goods. Providing a secure method of payment Reviewed on: 29th April 2026

I have always loved PayPal.

5
I have always loved PayPal. It’s a little difficult to get a quick answer, but that’s because they’re doing a full investigation and that’s fair enough! Reviewed on: 29th April 2026

Credit made easy to use

5
Since taking out the credit, It has been easy to use and to make payments. Reviewed on: 29th April 2026

It's always solve my issue in emergency

5
It's always solve my issue in emergency Reviewed on: 29th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review