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PayPal: PayPal Credit reviews

4.90
Based on 110,387 reviews, last reviewed 19th May 2026
2745450% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Finance at your fingertips Easy to use. Very quick approval. Helps manage my finances. Customer service is great and resolved a very small problem I had in minutes. I continue t... Read more Reviewed on: 19th May 2026
Gary R's avatar
Gary R

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110387)

Exceptional customer service when I've needed it gr...

5
Exceptional customer service when I've needed it great products like paypal credit payment in 3 6 months interest free and now the credit account card - genius and option for every scenario Reviewed on: 29th April 2026

Payments have always been really smooth and any issu...

5
Payments have always been really smooth and any issues I’ve had with account have been resolved really quickly and with great help Reviewed on: 29th April 2026

Great finance company.

5
Gives me freedom to go places and buy more than I would be able to without PayPal. App is easy to use and navigate. Reviewed on: 29th April 2026

Good company.

5
Good company. Was there since the beginning of eBay. Reviewed on: 29th April 2026

Have to ensure you keep a close eye on everything

3
System mistreats payments and customer service take an absolute age to resolve. Leaving me with limited visibility of my finance products Reviewed on: 29th April 2026

Vere easy to apply, very good app

5
Vere easy to apply, very good app Reviewed on: 29th April 2026

Pay pay is great

5
Pay pal have been great, they protect any bookings. I have booked tours abroad and if there has been any cancellations it is refunded straight to PayPal. Reviewed on: 29th April 2026

It’s great!

5
It’s great. Good for managing money Reviewed on: 29th April 2026

Can't fault PayPal

5
Never had an issue with PayPal, been using them for years now and always provided a good service. Reviewed on: 29th April 2026

PayPal is just brilliant.

5
PayPal is just brilliant. I use this service when buying goods online as it gives me additional security should I not receive the goods, and that has happened, but PayPal worked its magic and got a full refund for me. Great also to buy goods and pay later. Having a PayPal card is also an invaluable addition to the service. I have nothing but good words and would recommend anyone to sign up now and take advantage Reviewed on: 29th April 2026

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