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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180930)

Very easy to use even for an older lady like...

Very easy to use even for an older lady like me Reviewed on: 7th July 2026

Great service and so easy to sort out

Great service and so easy to sort out Reviewed on: 7th July 2026

Amazing way to pay and never messes up

Amazing way to pay and never messes up Reviewed on: 7th July 2026

Simple & quick

The process of setting up a credit facility could not be simpler! Ideal for easing the worry of those unexpected purchases. Visibility of the loan balance is great you feel in control of your finances. Reviewed on: 7th July 2026

Great and secure payment

PayPal is great for paying the website very secure and easy to use. Reviewed on: 7th July 2026

Very good and straight forward services

Very good and straight forward services Reviewed on: 7th July 2026

Ridiculously easy to use app.

Ridiculously easy to use app that simply gives you the relevant information at your fingertips. Paypal excels again with a product that everyone needs and can use. Reviewed on: 7th July 2026

Handy especially now that I can add it to my Google...

Handy especially now that I can add it to my Google wallet, security is good too. App feels secure and accepted at most retailers. Reviewed on: 7th July 2026

So easy to use and easy to keep track off what your...

So easy to use and easy to keep track off what your spending and when things need payed. App is easy to use aswell Reviewed on: 7th July 2026

Simple to use and quick.

Simple to use and quick. convenient to use as well. All round amazing Reviewed on: 7th July 2026

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