Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,456 reviews, last reviewed 19th May 2026
2748750% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My preferred way to pay A very safe way to pay and send money. I love knowing that I have back up if there is a problem with my purchase. Always my preferred method of pa... Read more Reviewed on: 19th May 2026
Lorraine F's avatar
Lorraine F

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110456)

most assuring

5
I had fraud before and the team service was so easy to talk to and hel me when needed unlike halifax says alot and so helpfull to set up safe ways to pay of debt could not recommend them after what they have done for me Reviewed on: 30th April 2026

My experience with PayPal is really good I know all.

5
My experience with PayPal is really good I know all my payments I make is safe thanks to payments. With PayPal I feel make safe to buy online. Its really very easy to use and really very safe to use . Reviewed on: 30th April 2026

Always a good service.

5
Always a good service. good for credit Reviewed on: 30th April 2026

Great customer service, good rewards with credit card.

5
Great customer service, good rewards with credit card. Reviewed on: 30th April 2026

I have used PayPal for over 10 years it’s a company...

5
I have used PayPal for over 10 years it’s a company I trust and have never let me down, their customer service is elite , it’s easy to buy things with paypa and on the times you need a little helping hand financially PayPal is there to help with the option to pay big bills in smaller affordable payments! Highly recommend and very happy customer Reviewed on: 30th April 2026

quick, convenient, easy

5
Use PayPal credit for everything , quick, convenient, easy Reviewed on: 30th April 2026

Excellent, very good service and easy to use

5
Excellent, very good service and easy to use Reviewed on: 30th April 2026

Life saver sometimes, when you need a little loan

4
Life saver sometimes, when you need a little loan Reviewed on: 30th April 2026

Fast, secure, and very convenient.

5
Fast, secure, and very convenient. I use it for almost all my online transactions. The setup was easy, and I’ve never had an issue with a payment failing. Definitely the gold standard for digital wallets. Reviewed on: 30th April 2026

Trustworthy and easy to use, very useful

5
Trustworthy and easy to use, very useful Reviewed on: 30th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review