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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Successful in sorting out problems with retail scamm...

Successful in sorting out problems with retail scammers, refunds, general enquiries Reviewed on: 7th July 2026

Used pay in 3 a few times, no trouble at all.

Used pay in 3 a few times, no trouble at all. Reviewed on: 7th July 2026

Never let me down

PayPal is my go to. It’s never let me down and the customer service is faultless. Reviewed on: 7th July 2026

Easy to use, both virtual and the card.

Easy to use, both virtual and the card. 4 monthly payments is so helpful. Website is great. Very easy to navigate Reviewed on: 7th July 2026

I have used PayPal/credit for a few years now and it...

I have used PayPal/credit for a few years now and it has been a brilliant way to gradually build my score. It's so easy to use and if I have had any troubles with getting a refund they have sorted this for me Reviewed on: 7th July 2026

Everything easy to follow and the paypal team very u...

Everything easy to follow and the paypal team very understanding and very quick to sort out any problems,very polite while doing so. Reviewed on: 7th July 2026

Making purchases affordable

I love using PayPal as it makes buying things more manageable. I use pay in 3 a lot and sometimes PayPal credit for the bigger purchases. It really helps to spread the cost so it is more affordable. Reviewed on: 7th July 2026

Use PayPal when buying on line

Have never had any issues always use PayPal when buying online, I feel safer doing this Reviewed on: 7th July 2026

I’ve had a good experience with PayPal.

I’ve had a good experience with PayPal. Customer service is friendly and helpful whenever I have questions. The mobile app is easy to use, making it convenient to check my balance and pay my bill. Overall, I’m satisfied with the service and would recommend this company to others. Reviewed on: 7th July 2026

I use PayPal for every transaction I know my transac...

I use PayPal for every transaction I know my transactions are safe Reviewed on: 7th July 2026

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