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PayPal: PayPal Credit reviews

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4.90
Based on 109,851 reviews, last reviewed 18th May 2026
2721500% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really appreciate PayPal credit. I really appreciate PayPal credit. It helps with unexpected or expensive purchases. The 4 months no interest is amazing and just shows how PayPal is n... Read more Reviewed on: 18th May 2026
Benjamin's avatar
Benjamin

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (109851)

Pay pal is connected to my bank and that helps with...

5
Pay pal is connected to my bank and that helps with my shopping experience. Reviewed on: 29th April 2026
Gugu's avatar
Gugu

Great product and service.

5
Great product and service. I would recommend Reviewed on: 29th April 2026
Nina M's avatar
Nina M

PayPal is handy, the pay in 3 helps a lot...

5
PayPal is handy, the pay in 3 helps a lot too Reviewed on: 29th April 2026
Leanne P's avatar
Leanne P

Simple, flexible and surprisingly useful

5
I’ve been using PayPal Credit for a while now and overall my experience has been very positive. It’s really convenient when I need to spread the cost of a purchase without using my regular card. The application process was quick and straightforward, and everything is clearly shown in the app – payments, due dates, and balance. I also like the flexibility it gives, especially for larger purchases, as it helps manage cash flow better. Customer support has been helpful when I needed clarification, and I haven’t had any major issues so far. As long as you stay on top of your repayments, it’s a very useful financial tool. Overall, I would recommend PayPal Credit to anyone looking for a simple and flexible way to manage payments. Reviewed on: 29th April 2026
Patricia Willson 's avatar
Patricia Willson

Awsome paypal no 1 every time.

5
Paypal is a great convenient secure way to pay. Reviewed on: 29th April 2026
Craig Roberts's avatar
Craig Roberts

EASY. SAFE. EASY PAY.

4
I am assured that my motley is safe. Efficient. Easy. Quick. Like the payment plabs. Reviewed on: 29th April 2026
Lady Beverley Cresswell's avatar
Lady Beverley Cresswell

I love using PayPal credit, very helpful in splittin...

4
I love using PayPal credit, very helpful in splitting up the cost of items! One of my favourite ways to pay! Reviewed on: 29th April 2026
Elen b's avatar
Elen b

Good experience, no hassles in applying for the loan...

5
Good experience, no hassles in applying for the loan and its approval. Good repayment terms and interest. Good when you are having financial problems. One of the best Reviewed on: 29th April 2026
Cee T's avatar
Cee T

The quality of service and its benefits of using it,...

5
The quality of service and its benefits of using it,the convenience is great and the customer service is always there for you when there are problems.I would recommend them too anyone. Reviewed on: 29th April 2026
Riosion Wendy Chisholm 's avatar
Riosion Wendy Chisholm

Great product

5
Great service and excellent app Easy to use Reviewed on: 29th April 2026
Teresa M's avatar
Teresa M

Review PayPal: PayPal Credit now

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