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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,894 reviews, last reviewed 18th May 2026
2723450% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like that’s it is protected and well recognised pa... I like that’s it is protected and well recognised payment system Reviewed on: 18th May 2026
Lori's avatar
Lori

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109894)

Very easy to use

5
Very easy to use and the app is very simple to use. Reviewed on: 29th April 2026
Dave C's avatar
Dave C

Secure and reliable

5
Easy to use. I find it easier to pay over 4 months. Reliable and secure Reviewed on: 29th April 2026
K Zaman's avatar
K Zaman

It brings freedom - was able to start my treatment s...

5
It brings freedom - was able to start my treatment straight away instead of waiting until the money is saved. Reviewed on: 29th April 2026
Ola M's avatar
Ola M

PayPal has been a godsend

5
I’ve never had a problem, everything is so easy. Even for me as a pensioner. I love PayPal. Thank for being there and keep up the great job you are doing x Reviewed on: 29th April 2026
Josie Standring's avatar
Josie Standring

Excellent service, all working great.

5
Excellent service, all working great. Reviewed on: 29th April 2026
Artur 's avatar
Artur

I have had a very good experience with paypal custom...

5
I have had a very good experience with paypal customer service and the app. The app works smoothly and never experience any difficulty using it. Reviewed on: 29th April 2026
Siafa M's avatar
Siafa M

Security and flexibility

5
I use pal regular it give me a feeling of security and flexibility with the credit and pay in 3 options Reviewed on: 29th April 2026
Karen B's avatar
Karen B

Paypal has amazing flexible options and offers

5
I think PayPal is a great payment method. Safe and flexible. the options and offers they offer allow you to spread the cost. I generally use the interest free option over 4 months to allow me and the family to manage and afford items over time, instead of a big outlay or hindering interest. As with all financed you need to keep on top of things and pay when its due - opting for DD option so you don't miss any deadlines willl always help. I have other cards but PayPal is my preferred payment of choice. Reviewed on: 29th April 2026
T Reed's avatar
T Reed

I haven’t had any problems so far

5
I haven’t had any problems so far Reviewed on: 29th April 2026
Marsham m's avatar
Marsham m

Services and customer care are top notch.

5
Services and customer care are top notch. Staff are always available to support customers with their concerns and help in very way possible to resolve issues. Reviewed on: 29th April 2026
Grace O's avatar
Grace O

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